Early or late

#1
The video BJ table that I play at in PA has the following rules:

1. If the dealer's up card is an ace, she offers insurance, then checks for BJ before allowing a surrender.

2. If the dealer's up card is a 10, play continues, you can surrender before she turns over her facedown card.

So, as far as I can tell this is both an early surrender and a late surrender.

How does this work for learning BS?

Thanks.
 
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