Charles,
The Monte Carlo room and the Teak Rooms are VIP-oriented areas but the difference between the two is that Monte Carlo room is accessible to the public. Yes, you can double on any first two cards but on the main floor, doubling is restricted to 9,10 and 11 only. My understanding is that all these games are H17 split to three hands no late surrender and hole card game. Monte Carlo room has a minimum of $ 30 and maximum fo $ 1200 so in order to be enjoy long-term success, youll need a large bank roll of at least $ 60,000 or more because since its H17, youll need to employ a larger spread.
In terms of penetration, most dealers only give 75% to 80% penetration at best. There a couple of new dealers who could give more but penetration is generally around that range.