There is a game in AC called Lucky Lady that pays off on a side bet when your first two cards equal 20. Any 20 pays 4 to 1, and if I recall correctly a suited 20 pays 9 to 1, a matched 20 pays 19 to 1 and if you get two queen of hearts they pay 1000 to 1. What is the general concensus on side bets, and with this game in particular?