Exactly right Ken. Some online casinos will give you an additional percentage bonus for using them (Starluck, Planetluck, Aceclub) but I have never actually used them.
I have used IGM-Pay for a while on PartyPoker and havn't had any problems. On Starluck Casino, I also used IGM-Pay to get an additional 100 dollar bonus by depositing 500, and that went just fine as well. I wouldn't worry about them at all.
