It was long ago that I set up my account, but I think the Neteller test deposit appeared within 24 hours or so. If you have online banking, just log in and look. Otherwise, I'd call your bank and ask about the deposit. (I think there are two?)
As for the other issue, you should be fine sending money from a poker room into your account before it is verified. I think verifying is only necessary before transferring to or from a bank account.
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