It sounds familiar that NY may have a statute that prohibits online gambling. A few states do. If you research it, post what you find.
As for withdrawal methods, they've changed over the years. First it was credit card deposits with reversals back to credit card and profits paid by check. Then PayPal got into the business, which was very convenient while it lasted. When they got out of the online gambling payments business, I switched to
http://www.neteller.com
I've used Neteller ever since with never a problem.