When an online casino lists SWIFT as a payment method, it means international bank wire transfer via the SWIFT network. SWIFT is the messaging system that banks worldwide use to send payment instructions to each other. It's not a payment company, an app, or an account you open. It's the underlying infrastructure that makes cross-border bank transfers work.<\/p>\n\n
In practice, using SWIFT at an online casino means sending or receiving a standard international bank wire. It's the slowest and most expensive method available, but for large withdrawals where fees are proportionally small and you want funds in your bank account rather than a wallet, it remains a solid choice.<\/p>\n\n\n
Auf einen Blick<\/strong><\/p>\n SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Founded in 1973 and headquartered in Belgium, SWIFT is a cooperative owned by its member financial institutions. It provides the standardised messaging network that banks use to send payment instructions internationally. Over 11,000 financial institutions in more than 200 countries are connected to SWIFT.<\/p>\n\n When your bank sends money internationally, it doesn't physically move funds. It sends a SWIFT message to the recipient bank with instructions: who is sending, who is receiving, how much, in what currency. The banks settle the transaction through correspondent banking relationships. SWIFT is the language they use to communicate. Without it, international bank transfers as we know them wouldn't work.<\/p>\n\n Each financial institution connected to SWIFT has a unique SWIFT code, also called a BIC (Bank Identifier Code). This 8 or 11 character code identifies the bank and sometimes the specific branch. When you do a SWIFT transfer, you need this code for the receiving institution.<\/p>\n<\/div>\n<\/div>\n\n Two pieces of information come up consistently when making international wire transfers: the BIC and the IBAN.<\/p>\n\n The Bank Identifier Code identifies the bank you're sending to or from. It's 8 characters for the main institution (e.g. BARCGB22) or 11 characters if it includes a branch code. Your bank's BIC is on your bank statement or available on the bank's website. When depositing via SWIFT to a casino, the casino provides its bank's BIC. When withdrawing, you provide your bank's BIC to the casino.<\/p>\n<\/div>\n The International Bank Account Number is a standardised format for bank account numbers. It begins with a 2-letter country code, then check digits, then the account details. IBANs are used across Europe, the Middle East, and parts of the Caribbean and North Africa. In countries without IBAN (USA, Canada, Australia), a standard account number and routing or sort code is used instead.<\/p>\n<\/div>\n<\/div>\n\n For withdrawals, the process is reversed. You enter your bank details in the casino cashier: your bank's SWIFT\/BIC code, your IBAN or account number, and your bank's name and address. The casino initiates the wire transfer from their account to yours. Your receiving bank may charge an incoming wire fee, and the funds arrive after 3 to 7 business days once the casino releases the payment.<\/p>\n\n Always include the reference number or code the casino provides when making a deposit. Omitting it means the casino cannot match the payment to your account, and resolving that takes significant time.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n SWIFT transfers aren't free. Costs come from multiple directions:<\/p>\n\n Fees vary widely by bank and country, but a typical international wire might cost anywhere from a few dollars to $30-50 at the sending end, with potentially another $10-25 at the receiving end. On a large withdrawal of $1,000 or more, this is proportionally small. On a small deposit, it's significant and rarely worth it.<\/p>\n\n Processing takes 3 to 7 business days under normal conditions. Weekends and public holidays in the sending or receiving country extend this. Some banks take longer if a compliance review is triggered.<\/p>\n\n These terms get used interchangeably at online casinos, but there are distinctions worth knowing.<\/p>\n\n If your casino and your bank are in the same country, a domestic bank transfer is almost always faster and cheaper than SWIFT. SWIFT is specifically designed for cross-border transactions where no domestic instant payment system covers the route.<\/p>\n<\/div>\n<\/div>\n\n\n\n
Typ<\/strong><\/td> International bank wire transfer<\/td><\/tr>\n L\u00e4nder<\/strong><\/td> Global (200+ countries)<\/td><\/tr>\n Einlagen<\/strong><\/td> \u2714 Ja<\/span><\/td><\/tr>\n Abhebungen<\/strong><\/td> \u2714 Ja<\/span><\/td><\/tr>\n Bearbeitungszeit<\/strong><\/td> 3 to 7 business days (sometimes longer)<\/td><\/tr>\n Geb\u00fchren<\/strong><\/td> Both sending and receiving banks may charge fees<\/td><\/tr>\n Was Sie brauchen<\/strong><\/td> SWIFT\/BIC code, IBAN or account number, bank name and address<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n What Is SWIFT?<\/h2>\n\n
BIC Codes and IBANs Explained<\/h2>\n\n
BIC \/ SWIFT Code<\/h3>\n
IBAN<\/h3>\n
How to Make a SWIFT Deposit or Withdrawal<\/h2>\n\n
Hinterlegen Sie<\/h3>\n
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Zur\u00fcckziehen<\/h3>\n
Fees and Processing Times<\/h2>\n\n
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SWIFT vs Bank Transfer vs Bank Wire<\/h2>\n\n
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\n \nMethode<\/th>\n Scope<\/th>\n Geschwindigkeit<\/th>\n Geb\u00fchren<\/th>\n<\/tr>\n<\/thead>\n \n SWIFT \/ Bank Wire<\/strong><\/td>\n International transfers between countries<\/td>\n 3 bis 7 Arbeitstage<\/td>\n Higher (both ends)<\/td>\n<\/tr>\n \n Bank\u00fcberweisung<\/a><\/strong><\/td>\n Typically domestic transfers within a country<\/td>\n Same day to 2 days<\/td>\n Low or free<\/td>\n<\/tr>\n \n Bank Draht<\/a><\/strong><\/td>\n Term often used for both domestic and international wire<\/td>\n Variiert<\/td>\n Variiert<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n Vorteile<\/h3>\n
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Benachteiligungen<\/h3>\n
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H\u00e4ufig gestellte Fragen<\/h2>\n\n