Dealer's up card
2
3
4
5
6
7
8
9
10
Ace
Pairs
A,A
Split
Split
Split
Split
Split
Split
Split
Split
Split
Split
2,2
Hit
5
0
-4
-5
Split
Hit
Hit
Hit
Hit
3,3
Hit
4
-1
-4
-5
Split
Hit
Hit
Hit
Hit
4,4 (Double)
Hit
Hit
5
2
2
Hit
Hit
Hit
Hit
Hit
5,5 (treat as 10)
Double
Double
Double
Double
Double
-6
-3
0
4
3
6,6
0
-1
-4
-6
Split
[email protected]<0
Hit
Hit
Hit
Hit
7,7
Split
Split
Split
Split
Split
Hit
Hit
Hit
0 (Hit if below 0)
Hit
8,8
Split
Split
Split
Split
Split
Split
Split
Split
[email protected]
-2
9,9
0
-1
-2
-4
-5
6
Split
Split
Stand
0
10,10
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Dealer's up card
2
3
4
5
6
7
8
9
10
Ace
Soft Totals
A,9
Stand
Stand
Stand
5
4
Stand
Stand
Stand
Stand
Stand
A,8
Stand
4
2
1
0
Stand
Stand
Stand
Stand
Stand
A,7
1
-1
Double
Double
Double
Stand
Stand
Hit
Hit
Hit
A,6
0
-4
Double
Double
Double
Hit
Hit
Hit
Hit
Hit
A,5
Hit
4
-3
Double
Double
Hit
Hit
Hit
Hit
Hit
A,4
Hit
4
-3
-6
Double
Hit
Hit
Hit
Hit
Hit
A,3
Hit
5
-1
-4
-6
Hit
Hit
Hit
Hit
Hit
A,2
Hit
5
0
-1
-3
Hit
Hit
Hit
Hit
Hit
Dealer's up card
2
3
4
5
6
7
8
9
10
Ace
Hard Totals
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
5
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
6
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
7
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
Hit
8
Hit
Hit
5
0
0
Hit
Hit
Hit
Hit
Hit
9
0
-1
-2
-4
-5
4
Hit
Hit
Hit
Hit
10
Double
Double
Double
Double
Double
-6
-3
0
4
3
11
Double
Double
Double
Double
Double
Double
-5
-3
-3
-1
12
5
3
0
-1
-2
Hit
Hit
Hit
Hit
Hit
13
-1
-2
-3
-4
Stand
Hit
Hit
Hit
Hit
Hit
14
-3
-4
-6
Stand
Stand
Hit
Hit
Hit
Hit
Hit
15
-5
-6
Stand
Stand
Stand
Hit
Hit
Hit
Hit
Hit
16 (10,6)
Stand
Stand
Stand
Stand
Stand
Hit
Hit
Hit
4
4
16 (9,7)
Stand
Stand
Stand
Stand
Stand
Hit
Hit
Hit
0
3
17 or more
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Stand
Stand
** Hit if below 0
Insure at 1.4