{"id":3044,"count":34,"description":"<p>Si vous poss\u00e9dez un compte bancaire portugais, il est probable que vous payez d\u00e9j\u00e0 la plupart de vos achats en ligne par l'interm\u00e9diaire de Multibanco. Il s'agit du r\u00e9seau de paiement national du Portugal, et pratiquement tous les clients des banques portugaises l'utilisent. Pour les d\u00e9p\u00f4ts dans les casinos en ligne, c'est l'une des m\u00e9thodes les plus fiables et les plus largement support\u00e9es pour les joueurs au Portugal, et elle prend \u00e9galement en charge les retraits.<\/p>\n\n<p>Le fonctionnement de Multibanco dans les casinos en ligne est l\u00e9g\u00e8rement diff\u00e9rent de celui des paiements par carte ou des portefeuilles \u00e9lectroniques. Vous ne saisissez pas les d\u00e9tails de votre carte au casino. Au lieu de cela, le casino g\u00e9n\u00e8re une r\u00e9f\u00e9rence de paiement, et vous effectuez le paiement par l'interm\u00e9diaire du guichet automatique de votre banque ou de la banque en ligne. Cela semble \u00eatre une \u00e9tape suppl\u00e9mentaire, mais c'est un syst\u00e8me que les joueurs portugais connaissent d\u00e9j\u00e0 bien pour avoir pay\u00e9 des factures et des abonnements.<\/p>\n\n<div class=\"card p20\">\n  <p><strong>En bref<\/strong><\/p>\n  <table class=\"table\">\n    <tbody>\n      <tr><td><strong>Type<\/strong><\/td><td>R\u00e9seau national de paiement (syst\u00e8me de r\u00e9f\u00e9rence bancaire)<\/td><\/tr>\n      <tr><td><strong>Pays<\/strong><\/td><td>\ud83c\uddf5\ud83c\uddf9 Portugal<\/td><\/tr>\n      <tr><td><strong>D\u00e9p\u00f4ts<\/strong><\/td><td><span class=\"green\">\u2714 Oui<\/span><\/td><\/tr>\n      <tr><td><strong>Retraits<\/strong><\/td><td><span class=\"green\">\u2714 Oui<\/span><\/td><\/tr>\n      <tr><td><strong>D\u00e9lai de traitement<\/strong><\/td><td>Minutes pour les d\u00e9p\u00f4ts ; 1 \u00e0 3 jours ouvrables pour les retraits<\/td><\/tr>\n      <tr><td><strong>Honoraires<\/strong><\/td><td>En g\u00e9n\u00e9ral, il n'y en a pas au casino ; v\u00e9rifiez les frais de banque en ligne de votre banque.<\/td><\/tr>\n      <tr><td><strong>Op\u00e9rateur<\/strong><\/td><td>SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os)<\/td><\/tr>\n      <tr><td><strong>Variante mobile<\/strong><\/td><td>MB Way (instantan\u00e9, bas\u00e9 sur une application)<\/td><\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<div class=\"full-width-section gray-container\">\n<div class=\"container\">\n<h2 class=\"big under-line\">Qu'est-ce que Multibanco ?<\/h2>\n\n<p>Multibanco est le r\u00e9seau national de distributeurs automatiques de billets et de paiements interbancaires du Portugal, exploit\u00e9 par la SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os). Lanc\u00e9 en 1985, il fait partie int\u00e9grante de la mani\u00e8re dont les Portugais effectuent leurs transactions financi\u00e8res quotidiennes. Les retraits aux guichets automatiques, les paiements de factures, les achats et maintenant les paiements mobiles passent tous par l'infrastructure Multibanco.<\/p>\n\n<p>Ce qui rend Multibanco unique pour les paiements en ligne, c'est le syst\u00e8me entit\u00e9\/r\u00e9f\u00e9rence. Plut\u00f4t que de saisir un num\u00e9ro de carte, vous payez en saisissant un code d'entit\u00e9 \u00e0 trois chiffres et une r\u00e9f\u00e9rence \u00e0 neuf chiffres que le commer\u00e7ant g\u00e9n\u00e8re pour chaque transaction. Cette r\u00e9f\u00e9rence est li\u00e9e \u00e0 un montant de paiement sp\u00e9cifique et a une dur\u00e9e d'expiration d\u00e9finie. Vous entrez ces informations dans n'importe quel guichet automatique Multibanco ou sur le portail de banque \u00e0 domicile de votre banque, vous confirmez le paiement et c'est fait. Le commer\u00e7ant est automatiquement inform\u00e9.<\/p>\n\n<p>Cette approche bas\u00e9e sur les r\u00e9f\u00e9rences signifie que les d\u00e9tails de votre carte ne sont jamais expos\u00e9s au commer\u00e7ant en ligne. Le paiement est enti\u00e8rement trait\u00e9 par le syst\u00e8me bancaire, le casino recevant uniquement une notification indiquant qu'un paiement correspondant \u00e0 sa r\u00e9f\u00e9rence a \u00e9t\u00e9 effectu\u00e9.<\/p>\n\n<table class=\"table\">\n<thead>\n<tr>\n<th>D\u00e9tail<\/th>\n<th>Informations<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr><td><strong>Op\u00e9rateur de r\u00e9seau<\/strong><\/td><td>SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os)<\/td><\/tr>\n<tr><td><strong>Taille du r\u00e9seau ATM<\/strong><\/td><td>Plus de 12 000 distributeurs automatiques de billets au Portugal<\/td><\/tr>\n<tr><td><strong>Banques soutenues<\/strong><\/td><td>Toutes les grandes banques portugaises (CGD, BCP, Santander Totta, BPI, Montepio, Novo Banco, etc.)<\/td><\/tr>\n<tr><td><strong>Vitesse de d\u00e9p\u00f4t<\/strong><\/td><td>Quelques minutes apr\u00e8s la confirmation du paiement<\/td><\/tr>\n<tr><td><strong>Vitesse de retrait<\/strong><\/td><td>1 \u00e0 3 jours ouvrables<\/td><\/tr>\n<tr><td><strong>D\u00e9tails de la carte demand\u00e9s<\/strong><\/td><td>Non<\/td><\/tr>\n<tr><td><strong>Variante mobile<\/strong><\/td><td>MB Way<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n<h2 class=\"big under-line\">Comment d\u00e9poser en utilisant Multibanco<\/h2>\n\n<p>Le processus de d\u00e9p\u00f4t commence au casino et se termine \u00e0 un guichet automatique ou par l'interm\u00e9diaire d'une banque en ligne. Voici la s\u00e9quence compl\u00e8te.<\/p>\n\n<div class=\"full-width-section gray-container\">\n<div class=\"container\">\n<h3 class=\"big mT0\">D\u00e9p\u00f4t par distributeur automatique de billets<\/h3>\n\n<ol class=\"step-list\">\n  <li>Connectez-vous \u00e0 votre compte casino et allez dans la section Caissier ou D\u00e9p\u00f4t.<\/li>\n  <li>S\u00e9lectionnez Multibanco comme m\u00e9thode de paiement.<\/li>\n  <li>Saisissez le montant que vous souhaitez d\u00e9poser et confirmez.<\/li>\n  <li>Le casino affiche un num\u00e9ro d'entit\u00e9 (trois chiffres) et un num\u00e9ro de r\u00e9f\u00e9rence (neuf chiffres), ainsi que le montant exact et le d\u00e9lai d'expiration.<\/li>\n  <li>Notez-les ou faites une capture d'\u00e9cran.<\/li>\n  <li>Allez \u00e0 n'importe quel guichet automatique Multibanco et ins\u00e9rez votre carte.<\/li>\n  <li>S\u00e9lectionnez \"Paiements et autres\" (Pagamentos e Outros) dans le menu, puis \"Paiements\" (Pagamentos).<\/li>\n  <li>Saisir le num\u00e9ro de l'entit\u00e9, puis le num\u00e9ro de r\u00e9f\u00e9rence, puis confirmer le montant.<\/li>\n  <li>Confirmez le paiement. Vous recevrez un re\u00e7u.<\/li>\n  <li>Le solde de votre casino devrait \u00eatre mis \u00e0 jour dans les minutes qui suivent.<\/li>\n<\/ol>\n\n<h3 class=\"big mT0\">D\u00e9p\u00f4t par Internet Banking<\/h3>\n\n<ol class=\"step-list\">\n  <li>Effectuez les \u00e9tapes 1 \u00e0 5 ci-dessus pour obtenir les num\u00e9ros d'entit\u00e9 et de r\u00e9f\u00e9rence.<\/li>\n  <li>Connectez-vous au portail ou \u00e0 l'application de banque en ligne de votre banque.<\/li>\n  <li>Naviguez jusqu'\u00e0 la section des paiements. Cherchez \"Pagamentos de Servi\u00e7os\" ou quelque chose de similaire.<\/li>\n  <li>Saisir le num\u00e9ro d'entit\u00e9, le num\u00e9ro de r\u00e9f\u00e9rence et le montant.<\/li>\n  <li>Confirmez le paiement. Les fonds apparaissent g\u00e9n\u00e9ralement sur votre compte casino en quelques minutes.<\/li>\n<\/ol>\n\n<div class=\"bs-callout bs-callout-info\">\n  <p>La r\u00e9f\u00e9rence g\u00e9n\u00e9r\u00e9e par le casino est g\u00e9n\u00e9ralement valable pour une dur\u00e9e limit\u00e9e, souvent entre 30 minutes et 24 heures. Si la v\u00f4tre expire avant que vous n'ayez effectu\u00e9 le paiement, il vous suffit d'en g\u00e9n\u00e9rer une nouvelle \u00e0 partir de la caisse du casino.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<h2 class=\"big under-line\">MB Way : L'alternative mobile<\/h2>\n\n<p>MB Way est un service de paiement par smartphone qui s'appuie sur l'infrastructure de Multibanco. Il a \u00e9t\u00e9 lanc\u00e9 par SIBS en 2014 et a \u00e9t\u00e9 rapidement adopt\u00e9 dans tout le Portugal. Contrairement au syst\u00e8me de r\u00e9f\u00e9rence traditionnel, MB Way permet d'effectuer des paiements instantan\u00e9s directement \u00e0 partir de son compte bancaire via l'application MB Way, sans avoir \u00e0 se rendre \u00e0 un distributeur automatique de billets ou \u00e0 se connecter s\u00e9par\u00e9ment \u00e0 la banque en ligne.<\/p>\n\n<p>Pour les d\u00e9p\u00f4ts dans les casinos en ligne, les paiements MB Way sont g\u00e9n\u00e9ralement trait\u00e9s instantan\u00e9ment. Le casino envoie une demande de paiement \u00e0 votre compte MB Way (associ\u00e9 \u00e0 votre num\u00e9ro de mobile), vous l'approuvez dans l'application et les fonds arrivent imm\u00e9diatement. MB Way est donc beaucoup plus rapide et pratique que la m\u00e9thode de r\u00e9f\u00e9rence traditionnelle Multibanco pour les joueurs qui ont d\u00e9j\u00e0 install\u00e9 l'application.<\/p>\n\n<div class=\"full-width-section gray-container\">\n<div class=\"container\">\n<h3 class=\"big mT0\">Comment d\u00e9poser par MB Way<\/h3>\n\n<ol class=\"step-list\">\n  <li>Assurez-vous que l'application MB Way est install\u00e9e et li\u00e9e \u00e0 votre compte bancaire. Vous pouvez le faire via l'application de votre banque ou directement via MB Way.<\/li>\n  <li>Connectez-vous \u00e0 votre compte casino et s\u00e9lectionnez MB Way comme m\u00e9thode de d\u00e9p\u00f4t.<\/li>\n  <li>Saisissez votre num\u00e9ro de t\u00e9l\u00e9phone portable portugais (celui enregistr\u00e9 sur MB Way).<\/li>\n  <li>Saisissez le montant du d\u00e9p\u00f4t et confirmez.<\/li>\n  <li>Une notification push ou un SMS arrivera sur votre t\u00e9l\u00e9phone. Ouvrez l'application MB Way et approuvez le paiement.<\/li>\n  <li>Les fonds apparaissent sur votre compte casino presque instantan\u00e9ment.<\/li>\n<\/ol>\n<\/div>\n<\/div>\n\n<h2 class=\"big under-line\">Retraits<\/h2>\n\n<p>Multibanco et MB Way permettent tous deux d'effectuer des retraits dans les casinos en ligne, ce qui constitue un avantage significatif par rapport \u00e0 de nombreuses m\u00e9thodes pr\u00e9pay\u00e9es et de bons d'achat. Le traitement des retraits prend g\u00e9n\u00e9ralement entre un et trois jours ouvrables, en fonction du d\u00e9lai de traitement du casino et du calendrier de r\u00e9ception de votre banque.<\/p>\n\n<p>Pour les retraits MB Way, certains casinos peuvent envoyer les fonds directement sur votre num\u00e9ro de t\u00e9l\u00e9phone et votre compte bancaire. Pour les retraits Multibanco standard, le casino transf\u00e8re g\u00e9n\u00e9ralement les fonds directement sur votre compte bancaire via l'IBAN. Vous devrez fournir votre IBAN au casino et faire v\u00e9rifier votre compte avant que les retraits ne soient trait\u00e9s.<\/p>\n\n<div class=\"full-width-section gray-container\">\n<div class=\"container\">\n<h2 class=\"big under-line\">Les jeux d'argent au Portugal : Le march\u00e9 r\u00e9glement\u00e9<\/h2>\n\n<p>Le Portugal dispose d'un march\u00e9 des jeux d'argent en ligne enti\u00e8rement r\u00e9glement\u00e9 dans le cadre du Regime Jur\u00eddico dos Jogos e Apostas Online (RJJAO). L'autorit\u00e9 charg\u00e9e de d\u00e9livrer les licences est le Servi\u00e7o de Regula\u00e7\u00e3o e Inspe\u00e7\u00e3o de Jogos (SRIJ), une division de l'Autorit\u00e9 du tourisme. Les op\u00e9rateurs qui souhaitent proposer des jeux de casino en ligne aux r\u00e9sidents portugais doivent \u00eatre titulaires d'une licence d\u00e9livr\u00e9e par le SRIJ.<\/p>\n\n<p>Les casinos titulaires d'une licence portugaise sont tenus de proposer des m\u00e9thodes de paiement pratiques pour les joueurs portugais, et Multibanco\/MB Way figure g\u00e9n\u00e9ralement en bonne place dans les pages des caissiers des op\u00e9rateurs titulaires d'une licence. Jouer dans un casino agr\u00e9\u00e9 par la SRIJ signifie \u00e9galement que les fonds des joueurs sont soumis \u00e0 la protection des consommateurs portugais.<\/p>\n\n<p>Certains joueurs portugais utilisent \u00e9galement des casinos internationaux licenci\u00e9s \u00e0 Malte ou \u00e0 Gibraltar. Ces op\u00e9rateurs peuvent accepter ou non Multibanco. Si l'assistance Multibanco est importante pour vous, v\u00e9rifiez les options de la caisse avant de vous inscrire.<\/p>\n<\/div>\n<\/div>\n\n<h2 class=\"big under-line\">Avantages et inconv\u00e9nients<\/h2>\n\n<div class=\"wpg-inner-row\">\n<div class=\"wpg-col card card--outline card--pros p20\">\n<h3 class=\"big mT0\">Avantages<\/h3>\n<ul class=\"check-list\">\n  <li>Universellement disponible pour les titulaires de comptes bancaires portugais<\/li>\n  <li>Les d\u00e9tails de la carte ne sont jamais communiqu\u00e9s au casino<\/li>\n  <li>Prise en charge des d\u00e9p\u00f4ts et des retraits<\/li>\n  <li>L'option MB Way est instantan\u00e9e<\/li>\n  <li>Aucun compte ou portefeuille suppl\u00e9mentaire n'est n\u00e9cessaire<\/li>\n  <li>Fonctionne aux guichets automatiques dans tout le Portugal s'il n'y a pas d'internet disponible<\/li>\n  <li>Une infrastructure de paiement fiable et bien \u00e9tablie<\/li>\n<\/ul>\n<\/div>\n<div class=\"wpg-col card card--outline card--cons p20\">\n<h3 class=\"big mT0\">Inconv\u00e9nients<\/h3>\n<ul class=\"check-list check-list--cross\">\n  <li>Portugal uniquement<\/li>\n  <li>La m\u00e9thode des guichets automatiques n\u00e9cessite de se rendre \u00e0 un guichet automatique pour chaque d\u00e9p\u00f4t.<\/li>\n  <li>Les codes de r\u00e9f\u00e9rence expirent ; il faut en g\u00e9n\u00e9rer un nouveau si le paiement n'est pas effectu\u00e9 \u00e0 temps.<\/li>\n  <li>D\u00e9lai de traitement des retraits de 1 \u00e0 3 jours ouvrables<\/li>\n  <li>MB Way n\u00e9cessite une configuration initiale via votre banque<\/li>\n  <li>Tous les casinos internationaux n'acceptent pas Multibanco<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n<h2 class=\"big under-line\">Questions fr\u00e9quemment pos\u00e9es<\/h2>\n\n<div class=\"casino-faq-container\">\n<button class=\"faq-accordion\">Ai-je besoin d'une carte Multibanco pour utiliser le syst\u00e8me de paiement de r\u00e9f\u00e9rence ?<\/button>\n<div class=\"faq-panel\">\n<div class=\"faq-answer\">\n<p>Pour les paiements aux guichets automatiques, oui, vous avez besoin d'une carte bancaire portugaise pour acc\u00e9der au terminal du guichet automatique. Pour les paiements par Internet, il suffit d'avoir acc\u00e8s au portail en ligne de votre banque, et non \u00e0 la carte physique. MB Way ne n\u00e9cessite pas non plus de carte physique, mais seulement l'application associ\u00e9e \u00e0 votre compte bancaire.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"casino-faq-container\">\n<button class=\"faq-accordion\">Que se passe-t-il si la r\u00e9f\u00e9rence Multibanco expire avant le paiement ?<\/button>\n<div class=\"faq-panel\">\n<div class=\"faq-answer\">\n<p>La r\u00e9f\u00e9rence expir\u00e9e devient invalide et le paiement ne peut pas \u00eatre effectu\u00e9 avec elle. Retournez \u00e0 la caisse de votre casino et g\u00e9n\u00e9rez une nouvelle r\u00e9f\u00e9rence pour le m\u00eame montant. Le processus se r\u00e9initialise proprement, sans aucun dommage. V\u00e9rifiez simplement le d\u00e9lai d'expiration indiqu\u00e9 pour chaque r\u00e9f\u00e9rence et planifiez en cons\u00e9quence.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"casino-faq-container\">\n<button class=\"faq-accordion\">Comment mettre en place MB Way ?<\/button>\n<div class=\"faq-panel\">\n<div class=\"faq-answer\">\n<p>MB Way peut \u00eatre activ\u00e9 via l'application mobile de votre banque. La plupart des banques portugaises ont int\u00e9gr\u00e9 l'activation de MB Way directement dans leur application, sous les param\u00e8tres des paiements ou des services. Vous reliez votre num\u00e9ro de t\u00e9l\u00e9phone mobile \u00e0 votre compte bancaire, choisissez un code PIN MB Way \u00e0 quatre chiffres et vous \u00eates pr\u00eat \u00e0 partir. Le processus d'installation prend quelques minutes et vous ne le faites qu'une seule fois. L'application officielle MB Way est disponible sur iOS et Android.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"casino-faq-container\">\n<button class=\"faq-accordion\">Quels sont les casinos qui acceptent Multibanco ?<\/button>\n<div class=\"faq-panel\">\n<div class=\"faq-answer\">\n<p>Multibanco est largement accept\u00e9 dans les casinos portugais r\u00e9glement\u00e9s par la SRIJ. Un certain nombre d'op\u00e9rateurs internationaux l'acceptent \u00e9galement, en particulier ceux qui se concentrent sur le march\u00e9 portugais. Le filtre de casino ci-dessus indique les op\u00e9rateurs qui acceptent actuellement Multibanco. Si vous envisagez d'utiliser un casino sp\u00e9cifique qui ne figure pas dans la liste, consultez sa page de caisse ou contactez son service d'assistance avant de vous inscrire.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"casino-faq-container\">\n<button class=\"faq-accordion\">Puis-je utiliser MB Way pour effectuer des retraits dans les casinos ?<\/button>\n<div class=\"faq-panel\">\n<div class=\"faq-answer\">\n<p>Certains casinos acceptent les retraits MB Way, o\u00f9 les fonds sont renvoy\u00e9s vers votre compte bancaire li\u00e9. D'autres traitent les retraits Multibanco comme des transferts bancaires standard vers votre IBAN. Les options sp\u00e9cifiques disponibles d\u00e9pendent du casino. Consultez la section des retraits de la caisse ou contactez l'assistance pour confirmer les m\u00e9thodes disponibles pour votre compte.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<h2 class=\"big under-line\">R\u00e9sum\u00e9<\/h2>\n\n<p>Multibanco est le choix de paiement naturel pour les joueurs portugais des casinos en ligne. Il utilise l'infrastructure bancaire sur laquelle les r\u00e9sidents portugais comptent d\u00e9j\u00e0 pour leurs paiements quotidiens, ne n\u00e9cessite pas de nouveaux comptes ou d'applications autres que celles que la plupart des gens poss\u00e8dent d\u00e9j\u00e0, et permet \u00e0 la fois les d\u00e9p\u00f4ts et les retraits.<\/p>\n\n<p>MB Way est l'option la plus rapide pour les joueurs qui souhaitent effectuer des d\u00e9p\u00f4ts instantan\u00e9s sans avoir \u00e0 se rendre \u00e0 un guichet automatique. Une fois que votre banque l'a configur\u00e9, il vous suffit d'approuver une notification sur votre t\u00e9l\u00e9phone. Pour les joueurs qui pr\u00e9f\u00e8rent la m\u00e9thode de r\u00e9f\u00e9rence traditionnelle, les guichets automatiques et les services bancaires en ligne sont fiables et universellement accessibles dans toutes les banques portugaises.<\/p>\n\n<p>Pour un aper\u00e7u plus large des casinos qui acceptent les joueurs portugais et des options disponibles, la liste des casinos ci-dessus est filtr\u00e9e sp\u00e9cifiquement pour l'acceptation de Multibanco.<\/p>","link":"https:\/\/www.blackjackinfo.com\/fr\/banking\/multibanco\/","name":"Multibanco","slug":"multibanco","taxonomy":"banking","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Multibanco Casinos in [juin 2026 ]<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.blackjackinfo.com\/fr\/banque\/multibanco\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Multibanco Casinos in [juin 2026 ]\" \/>\n<meta property=\"og:description\" content=\"If you have a Portuguese bank account, Multibanco is likely how you already pay for most things online. It&#8217;s Portugal&#8217;s national payment network, and virtually every Portuguese bank customer uses it. For online casino deposits, it&#8217;s one of the most reliable and widely supported methods available to players in Portugal, and it supports withdrawals as well. The way Multibanco works at online casinos is slightly different from card payments or e-wallets. You don&#8217;t enter card details at the casino. Instead, the casino generates a payment reference, and you complete the payment through your bank&#8217;s ATM or internet banking. It sounds like an extra step, but it&#8217;s a system Portuguese players already know well from paying bills and subscriptions. At a glance  Type National payment network (bank reference system)  Country &#127477;&#127481; Portugal  Deposits &#10004; Yes  Withdrawals &#10004; Yes  Processing time Minutes for deposits; 1 to 3 business days for withdrawals  Fees Usually none at the casino; check your bank&#8217;s internet banking fees  Operator SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os)  Mobile variant MB Way (instant, app-based)    What Is Multibanco? Multibanco is Portugal&#8217;s national ATM and interbank payment network, operated by SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os). It was launched in 1985 and has become embedded in how Portuguese people handle everyday financial transactions. ATM withdrawals, bill payments, purchases, and now mobile payments all run through the Multibanco infrastructure. What makes Multibanco unique for online payments is the entity\/reference system. Rather than keying in a card number, you pay by entering a three-digit entity code and a nine-digit reference that the merchant generates for each transaction. This reference is tied to a specific payment amount and has a defined expiry time. You enter these details at any Multibanco ATM or through your bank&#8217;s home banking portal, confirm the payment, and it&#8217;s done. The merchant is notified automatically. This reference-based approach means your card details are never exposed to the online merchant. The payment is handled entirely through the banking system, with the casino only receiving a notification that a payment matching their reference was completed.  Detail Information   Network operator SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os)  ATM network size Over 12,000 ATMs across Portugal  Supported banks All major Portuguese banks (CGD, BCP, Santander Totta, BPI, Montepio, Novo Banco, and others)  Deposit speed Minutes after payment confirmation  Withdrawal speed 1 to 3 business days  Card details required No  Mobile variant MB Way   How to Deposit Using Multibanco The deposit process starts at the casino and is completed at an ATM or through internet banking. Here&#8217;s the full sequence.  Depositing via ATM Log in to your casino account and go to the Cashier or Deposit section. Select Multibanco as your payment method. Enter the amount you want to deposit and confirm. The casino displays an entity number (three digits) and a reference number (nine digits), along with the exact amount and an expiry time. Write these down or take a screenshot. Go to any Multibanco ATM and insert your card. Select &#8220;Payments and Others&#8221; (Pagamentos e Outros) from the menu, then &#8220;Payments&#8221; (Pagamentos). Enter the entity number, then the reference number, then confirm the amount. Confirm the payment. You&#8217;ll receive a receipt. Your casino balance should update within a few minutes. Depositing via Internet Banking Complete steps 1 to 5 above to get the entity and reference numbers. Log in to your bank&#8217;s online banking portal or app. Navigate to the payments section. Look for &#8220;Pagamentos de Servi\u00e7os&#8221; or similar. Enter the entity number, reference number, and amount. Confirm the payment. Funds typically appear in your casino account within minutes.  The reference generated by the casino is usually valid for a limited time, often between 30 minutes and 24 hours. If yours expires before you complete the payment, simply generate a new one from the casino cashier.  MB Way: The Mobile Alternative MB Way is the smartphone-based payment service built on top of the Multibanco infrastructure. It was launched by SIBS in 2014 and has seen rapid adoption across Portugal. Unlike the traditional reference system, MB Way enables instant payments directly from your bank account through the MB Way app, without needing to go to an ATM or log into internet banking separately. For online casino deposits, MB Way payments are typically processed instantly. The casino sends a payment request to your MB Way account (associated with your mobile number), you approve it in the app, and the funds arrive immediately. This makes MB Way considerably faster and more convenient than the traditional Multibanco reference method for players who already have the app set up.  How to Deposit via MB Way Make sure you have the MB Way app installed and linked to your bank account. This is done through your bank&#8217;s own app or directly through MB Way. Log in to your casino account and select MB Way as your deposit method. Enter your Portuguese mobile phone number (the one registered on MB Way). Enter the deposit amount and confirm. A push notification or SMS will arrive on your phone. Open the MB Way app and approve the payment. The funds appear in your casino account almost instantly.  Withdrawals Both Multibanco and MB Way support withdrawals at online casinos, which is a significant advantage over many prepaid and voucher methods. Withdrawal processing typically takes one to three business days, depending on the casino&#8217;s processing time and your bank&#8217;s receiving schedule. For MB Way withdrawals, some casinos can send funds directly to your linked phone number and bank account. For standard Multibanco withdrawals, the casino will usually transfer directly to your bank account via IBAN. You&#8217;ll need to have provided your IBAN to the casino and have your account verified before withdrawals are processed.  Gambling in Portugal: The Regulated Market Portugal operates a fully regulated online gambling market under the Regime Jur\u00eddico dos Jogos e Apostas Online (RJJAO). The licensing authority is the Servi\u00e7o de Regula\u00e7\u00e3o e Inspe\u00e7\u00e3o de Jogos (SRIJ), a division of the Tourism Authority. Operators wanting to offer online casino games to Portuguese residents must hold a licence from SRIJ. Portuguese-licensed casinos are required to support payment methods that are practical for Portuguese players, and Multibanco\/MB Way typically features prominently in licensed operators&#8217; cashier pages. Playing at a SRIJ-licensed casino also means player funds are subject to Portuguese consumer protections. Some Portuguese players also use international casinos licensed in Malta or Gibraltar. These operators may or may not accept Multibanco. If Multibanco support is important to you, check the cashier options before registering.  Pros and Cons  Advantages Universally available to Portuguese bank account holders Card details never shared with the casino Supports both deposits and withdrawals MB Way option is instant No additional accounts or wallets required Works at ATMs across Portugal if no internet available Trusted and well-established payment infrastructure  Disadvantages Portugal only ATM method requires going to an ATM for each deposit Reference codes expire; must generate a fresh one if not paid in time Withdrawal processing time of 1 to 3 business days MB Way requires initial setup via your bank Not all international casinos accept Multibanco  Frequently Asked Questions Do I need a Multibanco card to use the reference payment system?  For ATM payments, yes, you need a Portuguese bank card to access the ATM terminal. For internet banking payments, you only need access to your bank&#8217;s online portal, not the physical card. MB Way doesn&#8217;t require the physical card either, just the app set up with your bank account.   What happens if the Multibanco reference expires before I pay?  The expired reference becomes invalid and the payment cannot be completed against it. Go back to your casino cashier and generate a new reference for the same amount. The process resets cleanly, no harm done. Just check the expiry time shown with each reference and plan accordingly.   How do I set up MB Way?  MB Way can be set up through your bank&#8217;s mobile app. Most Portuguese banks have integrated MB Way activation directly in their app under payments or services settings. You link your mobile phone number to your bank account, choose a four-digit MB Way PIN, and you&#8217;re ready to go. The setup process takes a few minutes and you only do it once. The official MB Way app is available on iOS and Android.   Which casinos accept Multibanco?  Multibanco is widely accepted at Portuguese-licensed casinos regulated by SRIJ. A number of international operators also support it, particularly those with a specific focus on the Portuguese market. The casino filter above shows which operators currently accept Multibanco. If you&#8217;re considering a specific casino not listed, check their cashier page or contact their support before registering.   Can I use MB Way for casino withdrawals?  Some casinos support MB Way withdrawals, where funds are sent back to your linked bank account. Others process Multibanco withdrawals as standard bank transfers to your IBAN. The specific options available depend on the casino. Check the withdrawal section of the cashier or contact support to confirm the available methods for your account.  Summary Multibanco is the natural payment choice for Portuguese players at online casinos. It uses banking infrastructure that Portuguese residents already rely on for everyday payments, requires no new accounts or apps beyond what most people already have, and supports both deposits and withdrawals. MB Way is the faster option for players who want instant deposits without a trip to the ATM. Once set up through your bank, it&#8217;s as simple as approving a notification on your phone. For players who prefer the traditional reference method, the ATM and internet banking routes are reliable and universally accessible across all Portuguese banks. For a wider look at which casinos accept Portuguese players and what options are available, the casino list above is filtered specifically for Multibanco acceptance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.blackjackinfo.com\/fr\/banque\/multibanco\/\" \/>\n<meta property=\"og:site_name\" content=\"BlackjackInfo.com\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"CollectionPage\",\"@id\":\"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/\",\"url\":\"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/\",\"name\":\"Best Multibanco Casinos in [juin 2026 ]\",\"isPartOf\":{\"@id\":\"https:\/\/www.blackjackinfo.com\/#website\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/#breadcrumb\"},\"inLanguage\":\"fr-FR\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.blackjackinfo.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Multibanco\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.blackjackinfo.com\/#website\",\"url\":\"https:\/\/www.blackjackinfo.com\/\",\"name\":\"BlackjackInfo.com\",\"description\":\"Because Winning is More Fun!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.blackjackinfo.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Best Multibanco Casinos in [juin 2026 ]","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.blackjackinfo.com\/fr\/banque\/multibanco\/","og_locale":"fr_FR","og_type":"article","og_title":"Best Multibanco Casinos in [juin 2026 ]","og_description":"If you have a Portuguese bank account, Multibanco is likely how you already pay for most things online. It&#8217;s Portugal&#8217;s national payment network, and virtually every Portuguese bank customer uses it. For online casino deposits, it&#8217;s one of the most reliable and widely supported methods available to players in Portugal, and it supports withdrawals as well. The way Multibanco works at online casinos is slightly different from card payments or e-wallets. You don&#8217;t enter card details at the casino. Instead, the casino generates a payment reference, and you complete the payment through your bank&#8217;s ATM or internet banking. It sounds like an extra step, but it&#8217;s a system Portuguese players already know well from paying bills and subscriptions. At a glance  Type National payment network (bank reference system)  Country &#127477;&#127481; Portugal  Deposits &#10004; Yes  Withdrawals &#10004; Yes  Processing time Minutes for deposits; 1 to 3 business days for withdrawals  Fees Usually none at the casino; check your bank&#8217;s internet banking fees  Operator SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os)  Mobile variant MB Way (instant, app-based)    What Is Multibanco? Multibanco is Portugal&#8217;s national ATM and interbank payment network, operated by SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os). It was launched in 1985 and has become embedded in how Portuguese people handle everyday financial transactions. ATM withdrawals, bill payments, purchases, and now mobile payments all run through the Multibanco infrastructure. What makes Multibanco unique for online payments is the entity\/reference system. Rather than keying in a card number, you pay by entering a three-digit entity code and a nine-digit reference that the merchant generates for each transaction. This reference is tied to a specific payment amount and has a defined expiry time. You enter these details at any Multibanco ATM or through your bank&#8217;s home banking portal, confirm the payment, and it&#8217;s done. The merchant is notified automatically. This reference-based approach means your card details are never exposed to the online merchant. The payment is handled entirely through the banking system, with the casino only receiving a notification that a payment matching their reference was completed.  Detail Information   Network operator SIBS (Sociedade Interbanc\u00e1ria de Servi\u00e7os)  ATM network size Over 12,000 ATMs across Portugal  Supported banks All major Portuguese banks (CGD, BCP, Santander Totta, BPI, Montepio, Novo Banco, and others)  Deposit speed Minutes after payment confirmation  Withdrawal speed 1 to 3 business days  Card details required No  Mobile variant MB Way   How to Deposit Using Multibanco The deposit process starts at the casino and is completed at an ATM or through internet banking. Here&#8217;s the full sequence.  Depositing via ATM Log in to your casino account and go to the Cashier or Deposit section. Select Multibanco as your payment method. Enter the amount you want to deposit and confirm. The casino displays an entity number (three digits) and a reference number (nine digits), along with the exact amount and an expiry time. Write these down or take a screenshot. Go to any Multibanco ATM and insert your card. Select &#8220;Payments and Others&#8221; (Pagamentos e Outros) from the menu, then &#8220;Payments&#8221; (Pagamentos). Enter the entity number, then the reference number, then confirm the amount. Confirm the payment. You&#8217;ll receive a receipt. Your casino balance should update within a few minutes. Depositing via Internet Banking Complete steps 1 to 5 above to get the entity and reference numbers. Log in to your bank&#8217;s online banking portal or app. Navigate to the payments section. Look for &#8220;Pagamentos de Servi\u00e7os&#8221; or similar. Enter the entity number, reference number, and amount. Confirm the payment. Funds typically appear in your casino account within minutes.  The reference generated by the casino is usually valid for a limited time, often between 30 minutes and 24 hours. If yours expires before you complete the payment, simply generate a new one from the casino cashier.  MB Way: The Mobile Alternative MB Way is the smartphone-based payment service built on top of the Multibanco infrastructure. It was launched by SIBS in 2014 and has seen rapid adoption across Portugal. Unlike the traditional reference system, MB Way enables instant payments directly from your bank account through the MB Way app, without needing to go to an ATM or log into internet banking separately. For online casino deposits, MB Way payments are typically processed instantly. The casino sends a payment request to your MB Way account (associated with your mobile number), you approve it in the app, and the funds arrive immediately. This makes MB Way considerably faster and more convenient than the traditional Multibanco reference method for players who already have the app set up.  How to Deposit via MB Way Make sure you have the MB Way app installed and linked to your bank account. This is done through your bank&#8217;s own app or directly through MB Way. Log in to your casino account and select MB Way as your deposit method. Enter your Portuguese mobile phone number (the one registered on MB Way). Enter the deposit amount and confirm. A push notification or SMS will arrive on your phone. Open the MB Way app and approve the payment. The funds appear in your casino account almost instantly.  Withdrawals Both Multibanco and MB Way support withdrawals at online casinos, which is a significant advantage over many prepaid and voucher methods. Withdrawal processing typically takes one to three business days, depending on the casino&#8217;s processing time and your bank&#8217;s receiving schedule. For MB Way withdrawals, some casinos can send funds directly to your linked phone number and bank account. For standard Multibanco withdrawals, the casino will usually transfer directly to your bank account via IBAN. You&#8217;ll need to have provided your IBAN to the casino and have your account verified before withdrawals are processed.  Gambling in Portugal: The Regulated Market Portugal operates a fully regulated online gambling market under the Regime Jur\u00eddico dos Jogos e Apostas Online (RJJAO). The licensing authority is the Servi\u00e7o de Regula\u00e7\u00e3o e Inspe\u00e7\u00e3o de Jogos (SRIJ), a division of the Tourism Authority. Operators wanting to offer online casino games to Portuguese residents must hold a licence from SRIJ. Portuguese-licensed casinos are required to support payment methods that are practical for Portuguese players, and Multibanco\/MB Way typically features prominently in licensed operators&#8217; cashier pages. Playing at a SRIJ-licensed casino also means player funds are subject to Portuguese consumer protections. Some Portuguese players also use international casinos licensed in Malta or Gibraltar. These operators may or may not accept Multibanco. If Multibanco support is important to you, check the cashier options before registering.  Pros and Cons  Advantages Universally available to Portuguese bank account holders Card details never shared with the casino Supports both deposits and withdrawals MB Way option is instant No additional accounts or wallets required Works at ATMs across Portugal if no internet available Trusted and well-established payment infrastructure  Disadvantages Portugal only ATM method requires going to an ATM for each deposit Reference codes expire; must generate a fresh one if not paid in time Withdrawal processing time of 1 to 3 business days MB Way requires initial setup via your bank Not all international casinos accept Multibanco  Frequently Asked Questions Do I need a Multibanco card to use the reference payment system?  For ATM payments, yes, you need a Portuguese bank card to access the ATM terminal. For internet banking payments, you only need access to your bank&#8217;s online portal, not the physical card. MB Way doesn&#8217;t require the physical card either, just the app set up with your bank account.   What happens if the Multibanco reference expires before I pay?  The expired reference becomes invalid and the payment cannot be completed against it. Go back to your casino cashier and generate a new reference for the same amount. The process resets cleanly, no harm done. Just check the expiry time shown with each reference and plan accordingly.   How do I set up MB Way?  MB Way can be set up through your bank&#8217;s mobile app. Most Portuguese banks have integrated MB Way activation directly in their app under payments or services settings. You link your mobile phone number to your bank account, choose a four-digit MB Way PIN, and you&#8217;re ready to go. The setup process takes a few minutes and you only do it once. The official MB Way app is available on iOS and Android.   Which casinos accept Multibanco?  Multibanco is widely accepted at Portuguese-licensed casinos regulated by SRIJ. A number of international operators also support it, particularly those with a specific focus on the Portuguese market. The casino filter above shows which operators currently accept Multibanco. If you&#8217;re considering a specific casino not listed, check their cashier page or contact their support before registering.   Can I use MB Way for casino withdrawals?  Some casinos support MB Way withdrawals, where funds are sent back to your linked bank account. Others process Multibanco withdrawals as standard bank transfers to your IBAN. The specific options available depend on the casino. Check the withdrawal section of the cashier or contact support to confirm the available methods for your account.  Summary Multibanco is the natural payment choice for Portuguese players at online casinos. It uses banking infrastructure that Portuguese residents already rely on for everyday payments, requires no new accounts or apps beyond what most people already have, and supports both deposits and withdrawals. MB Way is the faster option for players who want instant deposits without a trip to the ATM. Once set up through your bank, it&#8217;s as simple as approving a notification on your phone. For players who prefer the traditional reference method, the ATM and internet banking routes are reliable and universally accessible across all Portuguese banks. For a wider look at which casinos accept Portuguese players and what options are available, the casino list above is filtered specifically for Multibanco acceptance.","og_url":"https:\/\/www.blackjackinfo.com\/fr\/banque\/multibanco\/","og_site_name":"BlackjackInfo.com","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"CollectionPage","@id":"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/","url":"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/","name":"Best Multibanco Casinos in [juin 2026 ]","isPartOf":{"@id":"https:\/\/www.blackjackinfo.com\/#website"},"breadcrumb":{"@id":"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/#breadcrumb"},"inLanguage":"fr-FR"},{"@type":"BreadcrumbList","@id":"https:\/\/www.blackjackinfo.com\/banking\/multibanco\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.blackjackinfo.com\/"},{"@type":"ListItem","position":2,"name":"Multibanco"}]},{"@type":"WebSite","@id":"https:\/\/www.blackjackinfo.com\/#website","url":"https:\/\/www.blackjackinfo.com\/","name":"BlackjackInfo.com","description":"Parce que gagner, c'est plus amusant !","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.blackjackinfo.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"_links":{"self":[{"href":"https:\/\/www.blackjackinfo.com\/fr\/wp-json\/wp\/v2\/banking\/3044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.blackjackinfo.com\/fr\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/www.blackjackinfo.com\/fr\/wp-json\/wp\/v2\/taxonomies\/banking"}],"wp:post_type":[{"href":"https:\/\/www.blackjackinfo.com\/fr\/wp-json\/wp\/v2\/casino?banking=3044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}