The only time similar to this may be surrendering. Hard 6 at ridiculous and insane TCs
Having hands of 9 10 and 11 are good hands to have, they are the hands that most often make you monry back that you lose on shitty hands, if you fail to maximise their ev by taking cards, you will hurt yourself.
The only exceptions would involve knowing what the next card is and knowing that it would result in you winning, a second hand by say doubling down, or winning by passing it to the dealer.