All right, my friend. So, I have run the sims on your games. Since you haven't defined what spread you are going to use, I am just going to give you all of the information that you'd need to calculate your bets and then you can determine a spread from that. I'll provide instructions along the way.
Here is a spreadsheet that defines your IBA and Variance for TC's 1-10 in each of your two games:
https://spreadsheets.google.com/ccc?key=0AkcCldUn36hMdE8tbEpiRHRyVmhyaWhnV1JOaElxekE&hl=fr#gid=0
I used Halves and indices -1 to 8 as you specified. I assumed that you truncated your TC and that you use full-deck resolution.
So, you said that you want your RoR to be below 2%. Well, if you bet 1/2 Kelly, then you'll have an RoR of 1.83%. However, betting a perfect 1/2 Kelly would have you betting strange amounts such as $26.11. After rounding figures like these appropriately (this would could go to $25), your RoR will probably be just above 2%. But then again, we know that we will be cutting our bets off at a particular maximum, which will again lower it.
O.K., so when you bet half Kelly, you are only going to be betting optimally against half your BR, which in your case is $2,500. So, to find the optimal half Kelly wager at any TC, you need to multiply $2,500 by the IBA of that TC and then divide by the variance associated with that TC.
Here is an example:
I want to find my bet at TC = 5 in game 2. The spreadsheet indicates that at TC = 5, IBA = 2.76% and the variance = 1.539.
My bet would be ($2,500 x .0276) / 1.539 = $44.83
We would appropriately round this to either $40, $45 or $50.
Let us consider $40 to be our max-bet for this game. NOTE THAT OUR MAX BET WILL NOT CHANGE DEPENDING ON THE SPREAD! If our spread was to be 1-8, then our minimum bet would be $5. If our spread was 1-4, then our minimum bet would be $10. If our spread was 1-2, then our minimum would be $20. Once again, our top bet will not change.
So here is what you need to do:
1. Calculate the optimal bet for each TC, as demonstrated.
2. Decide where you'll place your max-bet.
3. Decide what your spread will be.
4. Determine what your minimum bet must be to accommodate the spread, WITHOUT CHANGING YOUR MAX BET!
One last thing. Say you want to use a spread of 1-20 and your top bet is $40. That means your minimum will be $20. This $20 will be higher than the optimal bet for some TC's, but you will place it anyways. Your bets will only range between $20-40.
Let me know if you have any questions,
SP