Right, that makes sense to me. But does anyone have something definitive (based on sims or the underlying math) that spells out how to handle RA insurance? I really haven't been able to find anything.
I remember discussing insurance decisions for risk-averse (RA) players. I think the whole concept was still being studied. (I found a very involved academic paper about it that didn't really have anything easily implemented.)
So what's the latest thinking on....
1. Is there a single RA...