Hmm, so even if I have A, 2, 5 (soft 18) against a dealer's 4 up card, I should treat the ace as a 1, making it 8 v 4? Is this the same for a soft 19 or 20 on 3 cards too because that doesn't seem to be in the player's best interest. Is there some point where you draw the line for a 3 card soft...