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DEAR SIR SHOULD I HIT OR SURRENDER HARD TOTAL 14 [ (7,7) , (8,6) , (9,5) & (10,4) ] AGAINTS DEALER UPCARD 10 ? THE RULES ARE : 1) 4 DECKS DEALT FROM CONTINUOUS SHUFFLE MACHINE 2) EUROPEAN NO HOLE CARD 3) LATE SURRENDER CHEERS SSHO