Further
The KISS 3 tags: tens, faces and aces -1, black 2's, 3, 4, 5 ,6,7 are +1, but the indices are halved from what I reported above.
So, to confirm, I'm OK with the system I'm using?
One further question: your advice on 3 hand spread on final round, where I play, if you play more than 2...