Your N0 is not linear so it's important to note that if your N0 is 20K it will not be 40k and 60k for 2 standard deviations and 3 standard deviations, respectively. If your N0 is 20k then it will take 80k hands to hit 2 standard deviations and 180k hands to hit 3 standard deviations.Is this number computable, I would think it would be? I have not scoured any literature but thought it might be informative to post this query. It varies from rules, skill, etc. but I would think it could be found.
You make an interesting point but it must happen pretty rarely.