Before I begin, let me say that I'm planning to use simpler card counting strategies before attempting this one and will practice A LOT before counting in the casinos. I'm just curious about how this system works because I find card counting to be very interesting, and the CVData simulator shows it to be the best strategy for the type of game I'd most likely be playing in the future. This would be 8 decks, about 70-75 penetration, 5 or 10 dollar betting units, and a modified 1-15 spread that actually gives me a slight betting advantage over the traditional 1-15. Atlantic City rules would apply. First off, is UBZII truly the best level 2 system available (for an 8 deck game) that also isn't highly complicated? I have a general idea of how counting with this system would work just from looking at the Strategy Tables, but there are a couple things I'm unclear about since I haven't read anything on the subject. The first is when to take insurance. With this system, I see that the "insurance decks table" (maybe just a term used in CVData) has a value of "3". Does this mean that I should take insurance when the count is above 3? I don't understand the difference between the insurance decks table and insurance hands table either. Second, assuming the table will be full, are you expected to count everyone's cards including of course, your own? Finally, and more related to the mechanics of card counting, when the starting count starts at -32, it seems like to would take forever to reach a count even near 0, let alone the higher numbers in the system. Is there any division going on, or is this only for a balanced system? Thanks for your help. I understand that these questions may come off as ridiculous to those of you who are experienced counters, especially because I might know things about penetration, but lack basic knowledge about the mechanics of card counting stratiegy. I will buy a book fairly soon. These questions are just burning in my head right now and it would be nice to have some answers in the mean time.