Way to Go, Mike!
Congrats on the baby! Hope all goes well with the delivery. Are you offering insurance bets on boy/girl? Now THAT'S even money! Speaking of which,your game of "reverse" insurance got me to thinking. First, no can do if you have no ace side count. Second,the payout would have to be 10:1(ref:Zg) and you would need to be +1> "rich"(per 1/4 deck) with 1D game,+2>with 2D game.IOW, you could make money on a 1D game if you saw no aces during the first 1/4 of the deck AND the payout was at least 10:1.With 2D game,you would have to have not seen an ace for the first 1/2 deck ect. Hope I explained that well enough.
N.B.Don't let the docs at the hospital catch you counting the fingers and toes of your grandchild.They'll rat you out to the pitboss over at the casino!(Pref. shuffles, you know!)