Surrender vs. Insurance

T

techster

Well-Known Member
#1
#1
On a true count of +3, insurance should be taken against an ace. What if you are playing a game that offers early surrender? Which is more profitable, insurance or surrender?
 
Automatic Monkey

Automatic Monkey

Banned
#2
#2
techster said:
On a true count of +3, insurance should be taken against an ace. What if you are playing a game that offers early surrender? Which is more profitable, insurance or surrender?
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Good question! It all depends on your hand and the count. Never played a game that offered early surrender against an ace so I've never worked it out. It might get a little complicated.
 
Automatic Monkey

Automatic Monkey

Banned
#4
#4
EasyRhino said:
I wonder if you could do both? That probably wouldn't attract any attention at all. :)
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Not in an ES game. They pick up your cards when you surrender and you're out of the hand.

But I've insured then late surrendered plenty of times!
 
E

EmeraldCityBJ

Well-Known Member
#5
#5
Is Late Surrender still an option?

If it's an option, it's best to take insurance (assuming the true count is >=+3), and if you lose the insurance bet, surrender.

However, if they don't allow you to late surrender after the insurance bet is resolved, the math changes. It would be a matter of calculating your +EV on the insurance bet and comparing that to the difference in your EV between hitting and surrendering your hand. I don't know the exact numbers, but my instincts tell me that you'd still want to take insurance. I expect the closest decision would be right at TC=+3 since that is when the EV from taking insurance would be at its lowest.
 
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