Here's the cover strategy I came up with for times when a player knows the hole card, but it isn't "common knowledge" for the whole table (if it is, you can probably make any and all unorthodox plays that the strategy calls for).
Insurance: To look like a ploppy, if you know the dealer has a 10 in the hole insure only if you have a strong hand (I'd include BJ, 20, 19, 11, 10, and AA, which are the +EV hands with a dealer Ace under BS after the dealer checks for BJ and doesn't have one). There is probably no need to make a "throwaway" cover insurance bet when the hole card is not a 10.
Surrender: As was previously mentioned, don't surrender anything other than stiffs (the only time I'd consider surrendering 17 is if an Ace is up, and that's because sometimes that would be normal BS).
Splitting: As was previously mentioned, you can probably get away with splitting or not splitting non-ten pairs as the strategy calls for. Splitting tens when the dealer is really weak may be profitable due to the frequency of the hand, but since that's a sign that the player is at one of the polar extremes if you decide to split tens I'd do so with the same caution as a counter.
Hard doubling: It's probably not best to double anything less than 8, since that's a sign of a strong AP. With a player 8 double only against a 5 or 6 up (and possibly a 4). With a player 9 you could probably get away with doubling except when the dealer has a 9, 10, or Ace up. With a player 10 or 11 it's probably safe to double against any dealer upcard. Except maybe against a weak dealer upcard with a player 10 or 11, you're probably safe with not doubling when called for.
Soft doubling: With a player soft 18 or less you can probably get away with doubling or not doubling as dictated by the strategy, since unusual doublings in most cases here is more of a sign of a ploppy than an AP. Soft 19 is dicey, except maybe against a dealer 6 or possibly a 5 up (the former is BS in some cases). Don't even think about doubling soft 20.
Hard hit/stand: Since you often have ploppies that either play "never bust" or "mimic the dealer" you are probably safe with hitting or standing on 12-16 as called for, although you might exercise caution on the more extreme plays (e.g. hitting 16 against 5 or 6 up, standing on 12 against high upcard). Hitting 17 is very dicey, except in occassional cases like has been mentioned. Hitting 18 or 19 is very much out of the question.
Soft hit/stand: Any soft hand of 17 or less should never be stood on, so those ones are moot here. Soft 18 is probably the only soft hand that you should hit or stand on by the strategy. Hitting soft 19 will probably raise eyebrows.
Any thoughts?