Baccarat and Speed Baccarat by Vivo Gaming Review

Solltest du es spielen?

Banker, Player and Tie, dealt live with five roadmaps on screen. Vivo publishes no paytable, so the costs here are rules derived from the standard punto banco paytable: Banker 1.06%, Player 1.24%, Tie far dearer. Speed Baccarat only changes the pace.

Hör es dir an, wenn

You want classic punto banco with a live dealer
You like reading roadmaps while you play
You want a native speaking dealer from Vivo's Asian, Latin American or European studios

Überspringe diesen Schritt, wenn

You want the paytable and deck count published before you play
You expect the roadmaps or predictions to tell you what comes next
You want side bets with published prices

Varianzprofil

NiedrigMittelHoch

Niedrig. Banker and Player win close to half the hands each, so results stay steady. Tie wins rarely and pays big, which makes it the swingy bet.

The math behind Vivo Baccarat

Vivo Gaming publishes no baccarat paytable, deck count or commission rule. These figures are rules derived from the standard punto banco paytable: Banker pays 0.95 to 1 after a 5% commission, Player 1 to 1 and Tie 8 to 1, with Banker and Player stakes returned on a Tie. Because the deck count is not published, every deal is counted from a fresh shoe at both eight and six decks.

Wette	Bezahlt	Win chance	House edge, eight decks	House edge, six decks
Banker	0.95 to 1 after a 5% commission	45.86%	1.06%	1.06%
Spieler	1 zu 1	44.62%	1.24%	1.24%
Tie	8 zu 1	9.52%	14.36%	14.44%

Win chances are shown for eight decks; at six decks they differ by less than 0.02 points. Banker and Player cost the same at either deck count to two decimals. Tie is the one bet where the deck count shows, and at either count it costs more than ten times the Banker bet.

Compare three ordinary bets

This example uses a fresh shoe, automatic punto banco draws, 5% Banker commission, Player paying 1 to 1 and Tie paying 8 to 1. Ties return Banker and Player stakes. It has no extra fees or side bets. It is not a paytable for every live baccarat game.

Profit on a win: $9.50
Total returned on a win: $19.50
Chance of a win: 45.86%
Chance of a push: 9.52%
House edge per original stake: 1.06%
Zurück zum Spieler: 98.94%
Average cost over your rounds: $10.58

The total return includes your original stake. A push returns the stake without profit. The average cost is stake times rounds times house edge, not a prediction for one session. These probabilities start with a full shoe; they change as cards leave the shoe. Displayed figures are rounded from exact enumeration. Payout rounding and minimum commission units are not included.

Studio source: Vivo Gaming live baccarat page, checked Oktober 17, 2026. Check the payouts in your casino's game help: if they differ from the standard ones above, these figures do not apply.

Is there a Vivo Baccarat strategy?

Not one that beats the house. On the standard paytable Banker is the cheapest bet at 1.06%, and no roadmap or prediction changes that.

Banker is cheapest even after commission

Banker wins more hands than Player, which is why it pays only 0.95 to 1. Even with the 5% commission it costs 1.06% against Player's 1.24%.

The predictions are not forecasts

Vivo's prediction shows how each roadmap would look after a Banker or Player win. It does not say which is more likely.

What you can control

Your cost per round

House edge, cheapest first. A shorter bar costs less.

Banker1.06%
Spieler1.24%
Tie14.36% to 14.44%

Skip the Tie

At 8 to 1 a Tie costs about 14.4%, more than ten times the Banker bet.

Mind the pace at Speed tables

Speed Baccarat deals more hands an hour. Lower your stake if you want the hour to cost the same.

Play for fun, with money you can afford to lose. Set a time and money limit before you start and keep to it. If gambling stops being fun or you feel the urge to chase losses, take a break and get support: see our problem gambling help page.

How Vivo Baccarat works

1 Banker, Player, Tie

Choose a side

Bet on the Banker hand, the Player hand or a Tie before the timer runs out.

2 Fixed draws

The dealer deals

Two cards each, a third card by fixed punto banco rules. You make no decisions once betting closes.

3 Roadmaps update

Closest to 9 wins

The hand nearer 9 wins and the five roadmaps add the result.

Two tables, one game

Vivo Gaming runs more than 20 live baccarat tables around the clock and lists two variants: Baccarat and Speed Baccarat. Vivo describes Speed Baccarat as the same game with faster rounds, for players who want more hands an hour, so both are covered here. Every table shows five roadmaps plus predictions, with quick betting and switching between tables.

Where it is dealt

Baccarat is dealt in every Vivo studio. The Cambodia studio deals in English, Thai, Vietnamese and Khmer, and the Philippines studio in English, Tagalog, Mandarin, Japanese and Korean; there are tables in Colombia, Uruguay, Bulgaria, Malta and South Africa too. Vivo Gaming says Gaming Laboratories International certified its Live Baccarat at the Colombia and Uruguay studios in 2022.

What the roadmaps and predictions are

Roadmaps are scoreboards of past hands, drawn in the patterns baccarat players are used to. The prediction shows how each roadmap would look after a Banker or a Player win. Neither tells you what the next hand will be: the cards dealt so far shift the next hand’s chances by a tiny amount, and the scoreboard does not show which way.

What it costs

Vivo publishes no paytable, deck count or commission rule. The figures in the math section are rules derived from the standard punto banco paytable: Banker pays 0.95 to 1 after a 5% commission, Player 1 to 1, Tie 8 to 1 with Banker and Player stakes returned on a Tie. Check those payouts in the game help before you bet.

Vollständige Spielspezifikationen

🃏 Baccarat specifications

Rule variant: Punto banco: Baccarat and Speed Baccarat
Decks: Not published by Vivo
Banker commission: Not published by Vivo; the standard paytable takes 5% of Banker wins
Tie handling: Not published by Vivo; on the standard paytable Banker and Player stakes are returned on a Tie
Scoring and automatic draws: Not published by Vivo; punto banco draws are fixed, so you make no drawing decisions
Additional fee: None described by Vivo
Format: Over 20 tables around the clock. Speed Baccarat is the same game with faster rounds. Five roadmaps plus predictions on every table.

Baccarat and Speed Baccarat FAQ

Is Vivo Speed Baccarat different from Vivo Baccarat?

Only in pace. Vivo describes Speed Baccarat as the same game with faster rounds, so the bets cost the same per hand; more hands an hour means more staked.

What is the house edge on Vivo Baccarat?

Vivo does not publish one. On the standard punto banco paytable Banker costs 1.06% and Player 1.24% with six or eight decks, while Tie at 8 to 1 costs about 14.4%.

What languages are the baccarat tables dealt in?

Vivo deals baccarat in every studio. Cambodia deals in English, Thai, Vietnamese and Khmer; the Philippines in English, Tagalog, Mandarin, Japanese and Korean.