ANSWER: I would make the banker bet in baccarat. My betting advice would be to do what is known as a two-step progression. First, bet 1/3 of your bankroll. If that wins, walk away. If that loses, then bet the other 2/3. Again, if you win, walk. With any tie, just bet again until the bet is resolved. Here are the probabilities in baccarat:

Banker: 45.86%

Player: 44.62%

Tie: 9.52%

The probability of a banker win, given that the bet is resolved is 45.86%/(45.86%+44.62%) = 50.68%. The probability of losing both steps of the progression is (1-0.5068)2 = 24.32%. The banker bet pays 19 to 20, so you will have a 75.68% chance of winning $95, and a 24.32% chance of losing $300. June 7, 2008 . (At http://wizardofodds.com/askthewizard/baccarat.html .)