A baccarat game by Ezugi
Ezugi's commission free baccarat: Banker pays 1 to 1, except a winning Banker 6, which pays half.
No Commission Baccarat drops the 5% commission but pays only half on a winning Banker 6. That makes Banker cost 1.46%, more than Player at 1.24%. On this table, Player is the cheaper main bet.
Faible. The main bets swing gently; a half paid Banker 6 trims some Banker wins, and Tie wins rarely.
Payouts below describe winning profit. A winning bet normally also returns its stake, with exceptions shown in the settlement column. Commission and additional fees must also be accounted for.
| Parier | Profit payout | Commission and settlement | Avantage de la maison |
|---|---|---|---|
| Banker | 1 to 1; 0.5 to 1 on a winning Banker 6 | No percentage commission. Push on a Tie. | 1.46% |
| Joueur | 1 à 1 | Push on a Tie. | 1.24% |
| Tie | 8 à 1 | 14.36% |
Additional fee: No additional wager surcharge.
A larger payout is not a better return by itself. The cost depends on how often that bet wins and on every commission, reduced payout and fee that applies.
We count every possible deal from a fresh eight deck shoe without replacing the cards, then apply this game's payouts. Naturals stop both hands. There are 4,998,398,275,503,360 ordered six card sequences; shorter hands are counted with the possible unused card orders. Every bet is priced separately.
| Parier | Win chance | Push chance | RTP | Avantage de la maison |
|---|---|---|---|---|
| Banker | 45.86% | 9.52% | 98.54% | 1.46% |
| Joueur | 44.62% | 9.52% | 98.76% | 1.24% |
| Tie | 9.52% | 0.00% | 85.64% | 14.36% |
There is no commission: Banker wins pay 1 to 1, except a Banker win with a total of 6, which pays 0.5 to 1. Player pays 1 to 1 and Tie 8 to 1, and Banker and Player stakes are returned on a tie.
The half payout on a winning Banker 6 is what replaces the commission, and it costs Banker players more than a 5% commission does. Here Player is the cheapest bet.
Choose a bet to see every possible return. Variable payouts are not a promise of the highest prize.
| Résultat | Chance | Net profit or loss | Total returned |
|---|
Enter a positive stake up to $1,000,000 and a whole number of rounds from 1 to 100,000.
Super 6 requires a main bet first. The outcome rows and win chance price the Super 6 side wager only. Combined cost adds the selected main wager by linearity of expectation; the two bets are not independent.
The total returned includes this wager's stake, not any other wager. Average cost is stake times rounds times house edge, not a session prediction. Figures are rounded from exact fresh shoe probabilities; dealt cards change the next hand's probabilities. These calculations do not include casino payout rounding or table limits.
Official rules: Ezugi No Commission Baccarat rules, Lithuanian regulator copy, checked octobre 17, 2026. The rules at your casino may show different figures; its in game help is the version that applies to you.
Nothing beats the edge, but one choice matters: the bet. Player costs 1.24% here, Banker 1.46%.
Instead of taking 5% from every Banker win, the table pays half on a winning Banker 6 (5.39% of rounds), which costs Banker players more.
House edge, cheapest first. A shorter bar costs less.
Player is the cheapest bet on this table.
If you prefer Banker, a commission table charges you less.
Play for fun, with money you can afford to lose. Set a time and money limit before you start and keep to it. If gambling stops being fun or you feel the urge to chase losses, take a break and get support: see our problem gambling help page.
Bet on Banker, Player or Tie; there is no commission to work out.
Hands draw by the fixed punto banco rules, the same as at a commission table.
Banker pays 1 to 1, but a Banker win with 6 pays 0.5 to 1. Player pays 1 to 1 and Tie 8 to 1.
Ezugi’s No Commission Baccarat plays exactly like its standard game with one change: no commission is taken on winning Banker bets, which pay 1 to 1. The exception is a Banker win with a total of 6, which pays only 0.5 to 1. A Banker 6 win happens in 5.39% of rounds.
On a commission table Banker is the better bet. Here the half paid Banker 6 costs Banker players more than a 5% commission would: Banker has a 1.46% house edge against 1.24% for Player. Tie still pays 8 to 1 at a 14.36% edge.
Compare the game rules with Baccarat. The cost shown applies only to the stated bets.
| Baccarat sans commission | Baccarat | |
|---|---|---|
| Rule variant | Baccarat sans commission | Punto banco with 5% Banker commission |
| Ponts | 8 | 8 |
| Banker commission | No percentage commission. Banker wins pay 1 to 1, except a winning Banker 6 pays 0.5 to 1. | 5% of winning Banker profit (pays 0.95 to 1). |
| Tie handling | Banker and Player stakes are returned on a Tie. Tie pays 8 to 1. | Banker and Player stakes are returned on a Tie. Tie pays 8 to 1. |
| Scoring and automatic draws | Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7. | Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7. |
| Additional fee | No additional wager surcharge. | No additional wager surcharge. |
| Format | Croupier en direct | Live dealer, roads and live statistics on screen |
A Banker win with a total of 6 pays only 0.5 to 1 instead of 1 to 1.
Player, at 1.24%. Banker costs 1.46% here.
Only for Player bets, which cost the same. For Banker bets the regular 5% commission table is cheaper.
In 5.39% of rounds, counting every possible deal from a fresh eight deck shoe.
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