Baccarat
A baccarat game by Ezugi
Ezugi's classic live baccarat: eight decks, a 5% Banker commission, a Tie at 8 to 1 and pair, Big and Small side bets.
Par Tum
- • Punto banco with 5% Banker commission
- • 5% of winning Banker profit (pays 0.95 to 1).
- • No additional wager surcharge.
Devriez-vous y jouer ?
Ezugi's Baccarat is the standard commission game. Banker is the cheapest bet at a 1.06% house edge, Player costs 1.24% and Tie 14.36%. Every side bet costs more than Banker or Player.
Écoutez-le si
- You want classic commission baccarat with a live dealer
- You bet Banker or Player and keep side bets small
- You like following the roads and statistics
Ne le lisez pas si
- You expect the roads to predict the next hand
- You want a multiplier feature
- You mostly bet Tie or side bets, which cost far more
Profil de variance
Faible. Banker and Player each win close to half the rounds, so results swing gently; Tie and the side bets win rarely and swing hard.
How bets settle
Payouts below describe winning profit. A winning bet normally also returns its stake, with exceptions shown in the settlement column. Commission and additional fees must also be accounted for.
| Parier | Profit payout | Commission and settlement | Avantage de la maison |
|---|---|---|---|
| Banker | 19 to 20 after commission | 5% of winning profit. Push on a Tie. | 1.06% |
| Joueur | 1 à 1 | Push on a Tie. | 1.24% |
| Tie | 8 à 1 | 14.36% | |
| Player Pair | 11 à 1 | First two Player cards of the same rank. | 10.36% |
| Banker Pair | 11 à 1 | First two Banker cards of the same rank. | 10.36% |
| Either Pair | 5 à 1 | A rank pair in either first two card hand. | 13.71% |
| Une paire parfaite | 25 to 1 | A same rank, same suit pair in either first two card hand. | 13.03% |
| Big | 0.54 to 1 | Five or six cards dealt in the round. | 4.35% |
| Small | 1.5 to 1 | Exactly four cards dealt in the round. | 5.28% |
Additional fee: No additional wager surcharge.
A larger payout is not a better return by itself. The cost depends on how often that bet wins and on every commission, reduced payout and fee that applies.
The math behind Baccarat
We count every possible deal from a fresh eight deck shoe without replacing the cards, then apply this game's payouts. Naturals stop both hands. There are 4,998,398,275,503,360 ordered six card sequences; shorter hands are counted with the possible unused card orders. Every bet is priced separately.
| Parier | Win chance | Push chance | RTP | Avantage de la maison |
|---|---|---|---|---|
| Banker | 45.86% | 9.52% | 98.94% | 1.06% |
| Joueur | 44.62% | 9.52% | 98.76% | 1.24% |
| Tie | 9.52% | 0.00% | 85.64% | 14.36% |
| Player Pair | 7.47% | 0.00% | 89.64% | 10.36% |
| Banker Pair | 7.47% | 0.00% | 89.64% | 10.36% |
| Either Pair | 14.38% | 0.00% | 86.29% | 13.71% |
| Une paire parfaite | 3.35% | 0.00% | 86.97% | 13.03% |
| Big | 62.11% | 0.00% | 95.65% | 4.35% |
| Small | 37.89% | 0.00% | 94.72% | 5.28% |
Banker wins pay 0.95 to 1 after the 5% commission, Player pays 1 to 1 and Tie pays 8 to 1. Banker and Player stakes are returned when the hands tie.
Pair bets look at card ranks, not baccarat points: a ten and a king are not a pair. Perfect Pair wins when either first two card hand is a same rank, same suit pair, and the rules give one payout, 25 to 1. Big wins when five or six cards are dealt, Small when only four are.
Ezugi tables can carry other side bets as well. Check the in game paytable for any bet not listed here.
Every result of one wager
Choose a bet to see every possible return. Variable payouts are not a promise of the highest prize.
- Chance this bet wins
- 45.86%
- Chance this bet pushes
- 9.52%
- This bet's house edge
- 1.06%
- Average cost of this wager over your rounds
- $10.58
- Total staked including the required main bet
- Average combined cost over your rounds
| Résultat | Chance | Net profit or loss | Total returned |
|---|
Enter a positive stake up to $1,000,000 and a whole number of rounds from 1 to 100,000.
Super 6 requires a main bet first. The outcome rows and win chance price the Super 6 side wager only. Combined cost adds the selected main wager by linearity of expectation; the two bets are not independent.
The total returned includes this wager's stake, not any other wager. Average cost is stake times rounds times house edge, not a session prediction. Figures are rounded from exact fresh shoe probabilities; dealt cards change the next hand's probabilities. These calculations do not include casino payout rounding or table limits.
Official rules: Ezugi Baccarat rules, Lithuanian regulator copy, checked octobre 17, 2026. The rules at your casino may show different figures; its in game help is the version that applies to you.
Is there a Baccarat strategy?
No system beats the house edge here. The cheapest choice is simply Banker, at 1.06%; the roads and statistics on screen do not change the next hand.
The commission is the price of Banker
Banker wins more often than Player, 45.86% of rounds against 44.62%, and the 5% commission takes back most of that advantage.
The roads are history
Each hand is dealt from the shoe by fixed rules. A streak on the scoreboard does not make the next result more or less likely.
What you can control
Your cost per round
House edge, cheapest first. A shorter bar costs less.
- Banker1.06%
- Joueur1.24%
- Big4.35%
- Small5.28%
- Player Pair and Banker Pair10.36%
- Une paire parfaite13.03%
- Either Pair13.71%
- Tie14.36%
Bet Banker or Player
Both main bets cost far less than the Tie or any side bet.
Keep side bets small
Pair, Big and Small bets cost more per bet than either main bet.
Play for fun, with money you can afford to lose. Set a time and money limit before you start and keep to it. If gambling stops being fun or you feel the urge to chase losses, take a break and get support: see our problem gambling help page.
How Baccarat works
Choose your bet
Bet on Banker, Player or Tie, and add pair, Big or Small bets if you like.
Watch the fixed draws
The dealer follows the natural and third card rules; you never decide whether a hand draws.
Settle the round
A winning Banker bet pays 0.95 to 1 after the 5% commission; Player pays 1 to 1 and Tie 8 to 1.
Ezugi’s standard table
Ezugi deals classic punto banco from its European and Latin American studios, with the roads and live statistics on screen and a range of side bets. The game uses eight decks, and the dealer follows fixed drawing rules, so the only decision you make is the bet.
What each bet costs
Banker wins 45.86% of rounds and Player 44.62%; the rest are ties. Banker pays 0.95 to 1 after its 5% commission, which leaves it at a 1.06% house edge, the lowest on the table. Player costs 1.24%. Tie pays 8 to 1 but wins only 9.52% of rounds, a 14.36% edge.
Les paris latéraux
Player Pair and Banker Pair pay 11 to 1 (10.36% edge), Either Pair 5 to 1 (13.71%), Perfect Pair 25 to 1 (13.03%), Big 0.54 to 1 (4.35%) and Small 1.5 to 1 (5.28%). Every one of them costs more than Banker or Player.
Baccarat vs No Commission Baccarat
Compare the game rules with Baccarat sans commission. The cost shown applies only to the stated bets.
| Baccarat | Baccarat sans commission | |
|---|---|---|
| Rule variant | Punto banco with 5% Banker commission | Baccarat sans commission |
| Ponts | 8 | 8 |
| Banker commission | 5% of winning Banker profit (pays 0.95 to 1). | No percentage commission. Banker wins pay 1 to 1, except a winning Banker 6 pays 0.5 to 1. |
| Tie handling | Banker and Player stakes are returned on a Tie. Tie pays 8 to 1. | Banker and Player stakes are returned on a Tie. Tie pays 8 to 1. |
| Scoring and automatic draws | Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7. | Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7. |
| Additional fee | No additional wager surcharge. | No additional wager surcharge. |
| Format | Live dealer, roads and live statistics on screen | Croupier en direct |
Caractéristiques techniques complètes du jeu
🃏 Baccarat specifications
- Rule variant
- Punto banco with 5% Banker commission
- Ponts
- 8
- Banker commission
- 5% of winning Banker profit (pays 0.95 to 1).
- Tie handling
- Banker and Player stakes are returned on a Tie. Tie pays 8 to 1.
- Scoring and automatic draws
- Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7.
- Additional fee
- No additional wager surcharge.
- Format
- Live dealer, roads and live statistics on screen
Baccarat FAQ
How many decks does Ezugi Baccarat use?
Eight standard 52 card decks.
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