This one is pretty dumb too. The dealer gets an ace and calls for insurance, I have a 20 and the ploppy next to me has a stiff and we both have the same dollar amount bet. The count does not call for insurance and the ploppy next to me asks if he can insure my hand, so I let him. Then I ask him aren't you going to insure your hand as well and he says "No, I've got a lousy hand I only insure a good hands". Well the dealer had the blackjack so I had to tell the ploppy what a genious player he is!:laugh: