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A baccarat game by Pragmatisches Spiel
Pragmatic's classic punto banco, dealt from eight decks at Speed, Turbo, Squeeze and Privé tables alike, with Banker the cheapest bet at a 1.06% house edge.
Von Tum
- • Punto banco, with an optional No Commission mode
- • 5% on Banker wins, or No Commission mode with a half paid Banker 6
- • No additional fee.
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Banker house edge
1.06%
Calculated from the cited complete rules
Player house edge
1.24%
Calculated from the cited complete rules
Tie house edge
14.36%
Calculated from the cited complete rules
Solltest du es spielen?
This is ordinary eight deck baccarat with a standard paytable, so Banker at 1.06% and Player at 1.24% are as cheap as live baccarat gets. Choose the table by pace and presentation; they all share the same rules and prices.
Hör es dir an, wenn
- You want the standard Banker, Player and Tie paytable
- You like choosing between fast and slow tables with the same odds
- You want the option of No Commission mode at the same table
Überspringe diesen Schritt, wenn
- You want a multiplier or a big side bet as the main event
- You expect a winning Banker 6 to pay in full in No Commission mode
- You play Tie or side bets for value; they cost far more than the main bets
Varianzprofil
NiedrigMittelHoch
Niedrig. Banker and Player win close to half the time and pay about even money, so results move slowly. Tie and the side bets pay more, win rarely and cost much more over time.
How bets settle
Payouts below describe winning profit. A winning bet normally also returns its stake, with exceptions shown in the settlement column. Commission and additional fees must also be accounted for.
| Wette | Profit payout | Commission and settlement | Hausvorteil |
|---|---|---|---|
| Banker | 0.95 to 1 | 5% of winning profit. Push on a Tie. | 1.06% |
| Spieler | 1 zu 1 | Push on a Tie. | 1.24% |
| Tie | 8 zu 1 | 14.36% | |
| Banker in No Commission mode | 1 to 1; 0.5 to 1 on a winning Banker 6 | No percentage commission. Push on a Tie. | 1.46% |
| Super 6 | 15 to 1 | Banker must win with 6. A main bet is required first, and the Super 6 stake cannot exceed it. | 13.82% |
| Player Pair | 11 zu 1 | Player's first two cards are a pair. | 10.36% |
| Banker Pair | 11 zu 1 | Banker's first two cards are a pair. | 10.36% |
| Either Pair | 5 zu 1 | Either hand's first two cards are a pair. | 13.71% |
| Perfektes Paar | 25 to 1 | Either hand opens with two identical cards. | 13.03% |
| Player Bonus | Natural win 1 to 1; non natural win by 4, 5, 6, 7, 8 or 9 points pays 1, 2, 4, 6, 10 or 30 to 1 | Push on a natural tie. | 2.65% |
| Banker Bonus | Natural win 1 to 1; non natural win by 4, 5, 6, 7, 8 or 9 points pays 1, 2, 4, 6, 10 or 30 to 1 | Push on a natural tie. | 9.37% |
Additional fee: No additional fee.
A larger payout is not a better return by itself. The cost depends on how often that bet wins and on every commission, reduced payout and fee that applies.
Is there a Baccarat strategy?
Not one that beats the house edge. You choose a bet and the cards do the rest. The cheapest bet at Pragmatic's tables is Banker with the 5% commission, at 1.06%; Player costs 1.24%.
The draw is fixed
Both hands follow the third card rule printed in the game rules. Nobody, dealer or player, decides whether a hand draws, so there is no playing decision to get right or wrong.
No Commission costs Banker players more
No Commission mode pays Banker 1 to 1 but only half on a winning Banker 6. That raises the Banker edge from 1.06% to 1.46%, which makes Player the cheaper bet in that mode.
Roads and streaks change nothing
The scoreboards record what happened. The next hand comes from the same shoe whatever the Big Road shows, and doubling after a loss changes your stake, not the edge.
What you can control
Your cost per round
House edge, cheapest first. A shorter bar costs less.
- Banker1.06%
- Spieler1.24%
- Banker in No Commission mode1.46%
- Player Bonus2.65%
- Banker Bonus9.37%
- Player Pair and Banker Pair10.36%
- Perfektes Paar13.03%
- Either Pair13.71%
- Super 613.82%
- Tie14.36%
Side bets are separate prices
Every side bet costs more than Banker or Player: from 2.65% for Player Bonus up to 13.82% for Super 6. Treat them as extras with their own price, not as a way to win back losses.
Play for fun, with money you can afford to lose. Set a time and money limit before you start and keep to it. If gambling stops being fun or you feel the urge to chase losses, take a break and get support: see our problem gambling help page.
Where to play Baccarat
Hier werden Casinos angezeigt, die Live-Tische von Pragmatic Play anbieten und Spieler aus Ihrer Region akzeptieren.
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Bonus anfordernHow Baccarat works
1
Banker 0.95 to 1
Bet Player, Banker or Tie
Place chips on a main bet, and any side bets, before the timer runs out. No Commission mode can be switched on until then.
2
8 Decks
Four cards are dealt
Two cards go to Player and two to Banker. A natural 8 or 9 ends the round; otherwise the third card rule decides who draws.
3
Tie pays 8 to 1
The hand closer to 9 wins
Player pays 1 to 1 and Banker 0.95 to 1. On a Tie, Banker and Player bets are returned and Tie pays 8 to 1.
One paytable, many tables
Pragmatic Play deals its live baccarat from an eight deck shoe at several kinds of table. Speed and Turbo tables shorten the betting time and deal faster; Squeeze tables let you peel back the cards on your side before they are shown; Punto Banco tables use the Spanish names, Punto for Player and Banco for Banker; and Privé Lounge Baccarat seats one player at a time with a dedicated dealer. The rules and the paytable are the same at all of them, so the cost of each bet does not change with the format.
Commission or No Commission
By default a winning Banker bet pays 0.95 to 1, which is the 5% commission. At any table you can switch to No Commission mode before betting closes. Banker then pays 1 to 1, but a Banker win with a total of 6 pays only half your stake, and a Super 6 side bet paying 15 to 1 becomes available. Some tables for Korean players pay Banker 0.96 to 1 instead, a 4% commission, which cuts the Banker edge to 0.60%.
The side bets
Player Pair and Banker Pair pay 11 to 1 when that hand’s first two cards are a pair; Either Pair pays 5 to 1 when either hand opens with a pair; Perfect Pair pays 25 to 1 when either hand opens with two identical cards. Player Bonus and Banker Bonus pay when your side wins by four points or more, or with a natural. Each one is priced in the table below.
Fakten zum Spiel
AnbieterPragmatisches Spiel
Check the current game help at your casino for bet limits.
Vollständige Spielspezifikationen
🃏 Baccarat specifications
- Rule variant
- Punto banco, with an optional No Commission mode
- Decks
- 8
- Banker commission
- 5% on Banker wins, or No Commission mode with a half paid Banker 6
- Tie handling
- Banker and Player bets push on a Tie; Tie pays 8 to 1. Player Bonus and Banker Bonus push on a natural tie.
- Scoring and automatic draws
- Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero. Keep the last digit. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5. If Player stands, Banker draws on 0 through 5 and stands on 6 or 7. If Player draws, Banker draws on 0 through 2 against any card; on 3 except against 8; on 4 against 2 through 7; on 5 against 4 through 7; on 6 against 6 or 7. Banker stands on 7.
- Additional fee
- No additional fee.
- Format
- Live dealer tables in classic, Speed, Turbo, Squeeze, Punto Banco and Privé Lounge formats, all on this paytable. No Commission mode can be switched on at any table.
Baccarat FAQ
How many decks does Pragmatic Play use for live baccarat?
Eight standard 52 card decks, according to Pragmatic’s game rules. The house edges on this page are worked out exactly for a fresh eight deck shoe.
Are Speed, Turbo, Squeeze and Privé Lounge tables different games?
They are different ways of dealing the same game. The rules, paytable and side bets are the same; only the pace, the card reveal and the number of seats change.
Why are some side bets switched off late in the shoe?
Pragmatic’s rules close Player Pair, Banker Pair, Either Pair and Perfect Pair after 60 rounds of a shoe, and Super 6 and the Bonus bets after 44, until the next shuffle.
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