Grand Bonus Baccarat

A baccarat game by Iconic21

Iconic21's streak baccarat: a fee on every Banker or Player bet builds toward a Mega or Grand bonus after four straight wins. Eight decks, 5% commission, Tie at 8 to 1.

  • • Punto banco with 5% Banker commission and a Mega and Grand streak bonus
  • • 5% of winning Banker profit (pays 0.95 to 1).
  • • Yes: a fee is added on top of every Banker or Player bet to fund the Mega and Grand bonuses. Tie bets carry no fee.
Where to play live baccarat 18+ · T&Cs apply · Play responsibly
Grand Bonus Baccarat game table
Banker house edge 1.06% Calculated from the cited complete rules
Player house edge 1.24% Calculated from the cited complete rules
Tie house edge 14.36% Calculated from the cited complete rules

Should you play it?

Underneath is standard commission baccarat, Banker at 1.06% and Player at 1.24% on the stakes. The bonus is the draw and the cost: every Banker or Player bet carries a fee, and it pays back only on a run of four straight wins.

Play it if

  • You enjoy chasing a winning streak toward a bonus
  • You bet Banker or Player
  • You play regularly; your streak is saved for 30 days

Variance profile

High. The fee is paid every round and comes back only on a run of four or five straight wins, so expect long dry spells between bonuses.

How bets settle

Payouts below describe winning profit. A winning bet normally also returns its stake, with exceptions shown in the settlement column. Commission and additional fees must also be accounted for.

BetProfit payoutCommission and settlementHouse edge
Banker 0.95 to 1 after a 5% commission 5% of winning profit. Push on a Tie. 1.06%
Player 1 to 1 Push on a Tie. 1.24%
Tie 8 to 1 14.36%

Additional fee: Yes: a fee is added on top of every Banker or Player bet to fund the Mega and Grand bonuses. Tie bets carry no fee.

A larger payout is not a better return by itself. The cost depends on how often that bet wins and on every commission, reduced payout and fee that applies.

The math behind Grand Bonus Baccarat

We count every possible deal from a fresh eight deck shoe without replacing the cards, then apply this game's payouts. Naturals stop both hands. There are 4,998,398,275,503,360 ordered six card sequences; shorter hands are counted with the possible unused card orders. Every bet is priced separately.

BetWin chancePush chanceRTPHouse edge
Banker45.86%9.52%98.94%1.06%
Player44.62%9.52%98.76%1.24%
Tie9.52%0.00%85.64%14.36%

Banker wins pay 0.95 to 1 after the 5% commission, Player pays 1 to 1 and Tie pays 8 to 1. Banker and Player stakes and their fee are returned when the hands tie.

These figures price the Banker, Player and Tie stakes. The bonus fee on every Banker or Player bet comes on top and pays back only through the Mega and Grand bonuses.

Every result of one wager

Choose a bet to see every possible return. Variable payouts are not a promise of the highest prize.

Chance this bet wins
45.86%
Chance this bet pushes
9.52%
This bet's house edge
1.06%
Average cost of this wager over your rounds
$10.58
ResultChanceNet profit or lossTotal returned

The total returned includes this wager's stake, not any other wager. Average cost is stake times rounds times house edge, not a session prediction. Figures are rounded from exact fresh shoe probabilities; dealt cards change the next hand's probabilities. These calculations do not include casino payout rounding or table limits.

The rules at your casino may show different figures; its in game help is the version that applies to you.

Is there a Grand Bonus Baccarat strategy?

No system beats the house edge. On the stakes Banker is the cheapest bet at 1.06%, but every Banker or Player bet also pays the bonus fee.

The fee is the real price

The bonus is paid for by the fee on every Banker or Player bet and comes back only after four straight wins.

The roads are history

The scoreboards record past hands. They do not make a streak more likely.

What you can control

Your cost per round

House edge, cheapest first. A shorter bar costs less.

  1. Banker1.06%
  2. Player1.24%
  3. Tie14.36%

Bet Banker

Banker costs 1.06% on the stake, less than Player at 1.24%.

Count the fee in your budget

Your total bet is the stake plus the fee, so set your limits on that amount.

Play for fun, with money you can afford to lose. Set a time and money limit before you start and keep to it. If gambling stops being fun or you feel the urge to chase losses, take a break and get support: see our problem gambling help page.

Where to play live baccarat

None of the casinos we review that accept players in your region carry Iconic21 live tables. These top-rated casinos accept players in your region and run live dealer tables from other studios.

How Grand Bonus Baccarat works

1 Fee on every bet

Pay the bonus fee

A fee is added on top of every Banker or Player bet, and a random multiplier is applied to it each round. Tie bets carry no fee.

2 4 wins in a row

Build a streak

Each winning Banker or Player bet moves your streak on. Your progress is saved for 30 days.

3 Mega or Grand

The fifth round decides

After four straight wins, lose the fifth round for the Mega Bonus or win it for the Grand Bonus. The Mega Bonus is 17% of the Grand.

Baccarat with a winning streak bonus

Grand Bonus Baccarat is Iconic21’s streak game, dealt in an Asian styled studio. The baccarat is classic, and a fee on every Banker or Player bet pays into two bonuses that only a run of wins unlocks. Win four rounds in a row and the fifth decides your reward: lose it and you collect the Mega Bonus, win it and you collect the Grand Bonus, worth about six times as much, since the Mega Bonus is 17% of the Grand. Each round a random multiplier is applied to your fee, and your progress is saved for 30 days.

What each bet costs

Eight decks and the standard drawing rules. Banker pays 0.95 to 1 after the 5% commission, a 1.06% house edge on the stake, and Player pays 1 to 1 at 1.24%. Tie pays 8 to 1, wins 9.52% of rounds and costs 14.36%; it carries no fee. When the hands tie, Banker and Player stakes come back together with their fee. Those figures price the stakes only: the fee comes on top of every Banker or Player bet and pays back only through the bonuses.

Full game specifications

🃏 Baccarat specifications

Rule variant
Punto banco with 5% Banker commission and a Mega and Grand streak bonus
Decks
8
Banker commission
5% of winning Banker profit (pays 0.95 to 1).
Tie handling
Banker and Player stakes and their fee are returned on a Tie. Tie pays 8 to 1.
Scoring and automatic draws
Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7.
Additional fee
Yes: a fee is added on top of every Banker or Player bet to fund the Mega and Grand bonuses. Tie bets carry no fee.
Format
Live dealer, five scoreboards, Mega and Grand streak bonus

Grand Bonus Baccarat FAQ

Does a Tie bet count toward the streak?

No. A Tie bet carries no fee and takes no part in the bonus; only Banker and Player bets build the streak.

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