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A baccarat game by Iconic21
Iconic21's no commission baccarat: eight decks, Banker paid even money except a win with 6, Tie at 8 to 1 and a Super 6 side bet at 15 to 1.
By Tum
- • No commission punto banco: a Banker win pays 1 to 1, or 0.5 to 1 when Banker wins with 6
- • None. A Banker win with a total of 6 pays 0.5 to 1 instead of even money.
- • No additional wager surcharge.
Where to play live baccarat
18+ · T&Cs apply · Play responsibly
Banker house edge
1.46%
Calculated from the cited complete rules
Player house edge
1.24%
Calculated from the cited complete rules
Tie house edge
14.36%
Calculated from the cited complete rules
Should you play it?
No commission baccarat where Banker pays half on a winning 6. That makes Player the cheapest bet at 1.24%, with Banker at 1.46%; Tie and Super 6 cost far more.
Play it if
- You like baccarat without a commission on Banker
- You bet Player or Banker and keep side bets small
- You like following the roads
Skip it if
- You mostly bet Tie or Super 6
- You expect the roads to predict the next hand
- You want a multiplier feature
Variance profile
LowMediumHigh
Low. Banker and Player each win close to half the rounds, so results swing gently. Tie and Super 6 win rarely and swing hard.
How bets settle
Payouts below describe winning profit. A winning bet normally also returns its stake, with exceptions shown in the settlement column. Commission and additional fees must also be accounted for.
| Bet | Profit payout | Commission and settlement | House edge |
|---|---|---|---|
| Banker | 1 to 1; 0.5 to 1 on a win with 6 | Push on a Tie. | 1.46% |
| Player | 1 to 1 | Push on a Tie. | 1.24% |
| Tie | 8 to 1 | 14.36% | |
| Super 6 | 15 to 1 | Banker wins with a total of 6. Needs a Banker, Player or Tie bet in the same round. | 13.82% |
Additional fee: No additional wager surcharge.
A larger payout is not a better return by itself. The cost depends on how often that bet wins and on every commission, reduced payout and fee that applies.
The math behind Live Baccarat
We count every possible deal from a fresh eight deck shoe without replacing the cards, then apply this game's payouts. Naturals stop both hands. There are 4,998,398,275,503,360 ordered six card sequences; shorter hands are counted with the possible unused card orders. Every bet is priced separately.
| Bet | Win chance | Push chance | RTP | House edge |
|---|---|---|---|---|
| Banker | 45.86% | 9.52% | 98.54% | 1.46% |
| Player | 44.62% | 9.52% | 98.76% | 1.24% |
| Tie | 9.52% | 0.00% | 85.64% | 14.36% |
| Super 6 | 5.39% | 0.00% | 86.18% | 13.82% |
No commission is taken on Banker wins: Banker pays 1 to 1, except a Banker win with a total of 6, which pays 0.5 to 1. Player pays 1 to 1 and Tie 8 to 1. Banker and Player stakes are returned when the hands tie.
Super 6 pays 15 to 1 when Banker wins with a total of 6, and needs a Banker, Player or Tie bet in the same round.
Every result of one wager
Choose a bet to see every possible return. Variable payouts are not a promise of the highest prize.
- Chance this bet wins
- 44.62%
- Chance this bet pushes
- 9.52%
- This bet's house edge
- 1.24%
- Average cost of this wager over your rounds
- $12.35
- Total staked including the required main bet
- Average combined cost over your rounds
| Result | Chance | Net profit or loss | Total returned |
|---|
Enter a positive stake up to $1,000,000 and a whole number of rounds from 1 to 100,000.
Super 6 requires a main bet first. The outcome rows and win chance price the Super 6 side wager only. Combined cost adds the selected main wager by linearity of expectation; the two bets are not independent.
The total returned includes this wager's stake, not any other wager. Average cost is stake times rounds times house edge, not a session prediction. Figures are rounded from exact fresh shoe probabilities; dealt cards change the next hand's probabilities. These calculations do not include casino payout rounding or table limits.
The rules at your casino may show different figures; its in game help is the version that applies to you.
Is there a Live Baccarat strategy?
No system beats the house edge. Here the cheapest choice is Player at 1.24%; the roads record past hands and do not change the next one.
The half paid 6 is the price of Banker
Banker wins more often than Player, 45.86% of rounds against 44.62%, but its wins with a 6 pay only half, which leaves Banker at 1.46%.
Super 6 is a long shot
Banker wins with a 6 in 5.39% of rounds, so Super 6 at 15 to 1 costs 13.82%.
What you can control
Your cost per round
House edge, cheapest first. A shorter bar costs less.
- Player1.24%
- Banker1.46%
- Super 613.82%
- Tie14.36%
Bet Player or Banker
Both main bets cost far less than the Tie or Super 6.
Keep side bets small
Every side bet costs more than either main bet.
Play for fun, with money you can afford to lose. Set a time and money limit before you start and keep to it. If gambling stops being fun or you feel the urge to chase losses, take a break and get support: see our problem gambling help page.
Where to play live baccarat
None of the casinos we review that accept players in your region carry Iconic21 live tables. These top-rated casinos accept players in your region and run live dealer tables from other studios.
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Claim BonusHow Live Baccarat works
Baccarat without the commission
Live Baccarat is Iconic21’s punto banco with no commission on Banker. Banker and Player pay even money, except a Banker win with a total of 6, which pays 0.5 to 1. The shoe holds eight decks, a card is burned before each round, and the dealer follows fixed drawing rules, so the bet is the only decision you make. Five scoreboards track the shoe: Bead Road, Big Road, Big Eye Road, Small Road and Cockroach Pig, with a predictor for the next marks.
What each bet costs
Banker wins 45.86% of rounds and Player 44.62%; the rest are ties, which return Banker and Player stakes. Banker wins with a 6 in 5.39% of rounds, and paying those at half gives Banker a 1.46% house edge, a little above Player at 1.24%. Tie pays 8 to 1 but wins only 9.52% of rounds, a 14.36% edge.
Side bets
Super 6 pays 15 to 1 when Banker wins with 6 and needs a main bet in the same round; it costs 13.82%. The table also offers Player Pair, Banker Pair, Either Pair and Suited Pair, and Player Bonus and Banker Bonus, which pay when that hand wins with a natural or by at least 4 points and push on a natural tie.
Full game specifications
🃏 Baccarat specifications
- Rule variant
- No commission punto banco: a Banker win pays 1 to 1, or 0.5 to 1 when Banker wins with 6
- Decks
- 8
- Banker commission
- None. A Banker win with a total of 6 pays 0.5 to 1 instead of even money.
- Tie handling
- Banker and Player stakes are returned on a Tie. Tie pays 8 to 1.
- Scoring and automatic draws
- Punto banco scoring: aces count as 1, 2 through 9 at face value, tens and face cards as zero, and only the last digit counts. An initial natural 8 or 9 stops both hands. Otherwise Player draws on 0 through 5 and stands on 6 or 7. If Player stands, Banker draws on 0 through 5. If Player draws, Banker follows the third card table: it draws on 0 to 2 always, on 3 unless Player's third card is 8, on 4 against 2 to 7, on 5 against 4 to 7 and on 6 against 6 or 7.
- Additional fee
- No additional wager surcharge.
- Format
- Live dealer, five scoreboards and a predictor
Live Baccarat FAQ
Why does Banker pay half on a 6?
That is the price of dropping the commission. Banker pays even money on every win except one with a total of 6, which pays 0.5 to 1. Super 6 is the side bet built on that hand and pays 15 to 1.
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