ACLEDA Bank works in both directions: money in and winnings back out by the same route. Here is where it works best.
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 25 August 2026
Verified for ACLEDA Bank · 25 August 2026
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These take ACLEDA Bank but do not list United States as an accepted market. Listed so you can see the full picture. You will not be able to open an account from United States.
| Casino | Our rating | Pays out with | Accepts players from |
|---|---|---|---|
 BK8 Casino |
2.3 | ACLEDA Bank, Asia Commercial Bank, Bangkok Bank, Bank Central Asia, Bank Mandiri, Bank of Ayudhya and 44 more | Europe (EU), Indonesia, Malaysia, Philippines |
ACLEDA Bank is Cambodia's largest commercial bank by branch network, and one of the few Cambodian banking options that appears at online casinos at all. Only one casino in our database currently lists it as a supported payment method, so the practical reach is narrow.
There is also an important legal context to understand before going further. Online gambling is illegal in Cambodia for both citizens and foreign residents under a blanket ban introduced in 2019. Players accessing offshore casino sites from within Cambodia carry real legal risk. This page covers how ACLEDA functions as a banking method for those who are in a position to use it legally.
At a glance
| Country | ?? Cambodia |
| Type | Commercial bank (international transfer) |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Processing (deposit) | Same day to 3 business days |
| Processing (withdrawal) | 3 to 5 business days |
| Currencies | USD, KHR (USD most practical for casinos) |
| Casinos | 1 in our database |
ACLEDA (Association of Cambodian Local Economic Development Agencies) was founded in 1993 as an NGO providing credit to small enterprises in post-conflict Cambodia. It was licensed as a specialised bank by the National Bank of Cambodia in 2000 and upgraded to a full commercial bank in 2003. It listed on the Cambodia Securities Exchange in 2020.
Today ACLEDA is the largest bank in Cambodia by branch network, with 263 branches across every province. Its ownership includes Cambodian shareholders alongside international partners including Japan's Sumitomo Mitsui Banking Corporation. Total assets are around USD 12 billion, making it the dominant institution in the Cambodian banking sector.
For digital payments, ACLEDA offers internet banking and its ACLEDA Unity ToanChet mobile app, which has around 1.5 million users. The app supports local and international transfers, including Visa Direct and Mastercard MoneySend for cross-border payments.
| Detail | Information |
|---|---|
| Founded | 1993 (commercial bank licence: 2003) |
| Regulator | National Bank of Cambodia (NBC) |
| SWIFT code | ACLBKHPPXXX |
| Branches | 263 across Cambodia |
| Mobile banking | ACLEDA Unity ToanChet |
| Transfer currencies | USD, KHR, EUR, THB, and others via SWIFT |
| International transfer fee (mobile) | USD 4.50 via Visa Direct or Mastercard MoneySend |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
ACLEDA Bank appears at online casinos as a bank transfer option. Because Cambodia uses USD as a primary currency alongside KHR, most online casino transactions go through in USD, which avoids conversion complications.
There are two routes you would typically use:
Send an international wire to the casino's receiving bank using ACLEDA's SWIFT banking. Outgoing SWIFT fees are not listed publicly by ACLEDA. Contact your branch for a quote before initiating. Processing typically takes 1 to 3 business days, though ACLEDA's Swift Go service can deliver in 4 hours or less for eligible transfers up to USD 10,000.
The ACLEDA Unity ToanChet app supports international transfers via Visa Direct and Mastercard MoneySend for a flat fee of USD 4.50 per transaction. This is faster than a standard SWIFT wire and works directly from your phone. The casino would need to support receipt via these rails.
Withdrawals from the casino back to your ACLEDA account work as incoming international transfers. ACLEDA accepts inbound SWIFT transfers free of charge (a promotional rate in place through end of 2026). Processing from the casino's side takes 3 to 5 business days depending on the operator.
Cambodia has an unusual gambling landscape. Land-based casinos are legal and there are many of them, particularly in tourist areas. However, Cambodian citizens are explicitly prohibited from entering or playing at these casinos. They are for foreign visitors only.
Online gambling is separately covered by a 2019 government decree and the Commercial Gaming Management Law of 2020, which together prohibit online gambling operations and participation for both citizens and foreign residents. This was driven partly by enforcement concerns and partly by the proliferation of scam compounds that had operated under looser earlier regulation.
The result is that players based in Cambodia, whether Cambodian nationals or foreign residents, face real legal risk when accessing offshore online casinos. Enforcement against individual players has been inconsistent, but the law is clear.
Players who hold ACLEDA accounts but are not based in Cambodia, such as Cambodian expats or short-term visitors gambling from a permitted jurisdiction, are in a different position. The legality in that case depends on the jurisdiction they are physically in when playing.
Given the legal environment and the limited casino selection supporting ACLEDA directly, players in Cambodia who are in a legal position to gamble typically use other methods. Regional e-wallets and crypto are more commonly used at offshore casino sites targeting Southeast Asia.
| Method | Deposits | Withdrawals | Notes |
|---|---|---|---|
| Bitcoin | ✔ | ✔ | Widely accepted at offshore casinos. Bypasses bank-level restrictions entirely. USD is the practical benchmark currency in Cambodia, making BTC/USD conversions straightforward. |
| Skrill | ✔ | ✔ | Available in Cambodia and accepted at many international online casinos. Faster for withdrawals than a bank transfer. Requires a Skrill account setup. |
| Neteller | ✔ | ✔ | Similar to Skrill. Supported in Cambodia and widely accepted at international operators. |
Technically, ACLEDA supports international transfers that could reach an online casino. But online gambling is illegal in Cambodia under a 2019 ban, which applies to both Cambodian citizens and foreign residents. Anyone accessing online casino sites from within Cambodia does so against Cambodian law. Only one casino in our database lists ACLEDA as a supported method, which further limits the practical options.
The two main routes are a SWIFT international wire transfer using ACLEDA's banking credentials, or an international transfer via the ACLEDA Unity ToanChet mobile app using Visa Direct or Mastercard MoneySend (USD 4.50 flat fee). The casino needs to support receipt via the method you use. Contact ACLEDA's branch for SWIFT fees before initiating an outgoing wire, as they are not published online.
Deposits: ACLEDA's Swift Go service can deliver within 4 hours during business hours for transfers up to USD 10,000. Standard SWIFT transfers take 1 to 3 business days. Mobile app transfers via Visa Direct or Mastercard MoneySend are typically same day. Withdrawals from the casino to your ACLEDA account take 3 to 5 business days, depending on the casino's processing schedule.
Inbound SWIFT transfers to ACLEDA accounts are currently free of charge (this is a promotional rate in place through end of 2026). Outgoing SWIFT fees are not listed on ACLEDA's website, so you need to contact a branch for a quote. International transfers via the mobile app using Visa Direct or Mastercard MoneySend cost a flat USD 4.50 per transaction.
USD. Cambodia runs a heavily dollarized economy and most formal transactions, including at ACLEDA, are conducted in USD. ACLEDA accounts support USD natively, and most online casinos operating in the region accept USD. Sending in KHR to an international casino would require a conversion at both ends and is not practical.
ACLEDA Bank is Cambodia's leading commercial bank and it does support international transfers that can reach online casinos. In practice, the options are limited: only one casino in our database accepts it, and the legal environment in Cambodia makes online gambling a legally risky activity for anyone based there.
For players outside Cambodia who hold ACLEDA accounts, international transfers work via SWIFT or through the mobile app, with USD as the practical currency. For anyone looking for wider casino choice in the region, e-wallets like Skrill or Neteller, or crypto, give access to a much larger pool of operators.
Counts are casinos open to you, not the global total.
