Bank of India works in both directions: money in and winnings back out by the same route. Here is where it works best.
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 23 August 2026
Verified for Bank of India · 23 August 2026
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These take Bank of India but do not list United States as an accepted market. Listed so you can see the full picture. You will not be able to open an account from United States.
| Casino | Our rating | Pays out with | Accepts players from |
|---|---|---|---|
 Neon54 Casino |
4.3 | Aktia, Alandsbanken, Allied Irish Banks, Banco do Brasil, Bank Millennium, Bank of India and 48 more | Austria, Australia, Belgium, Brazil |
Bank of India is one of India's oldest nationalised banks, founded in 1906 and headquartered in Mumbai. Indian players with a Bank of India account can use their RuPay, Visa, or Mastercard debit card at online casinos, or use UPI (Unified Payments Interface) for instant bank-to-bank transfers where the casino supports it.
Online gambling in India sits in a complicated legal space, varying significantly by state. This article covers how Bank of India works as a casino payment method and what Indian players should know about the legal context.
| Type | Nationalised commercial bank (debit card, UPI) |
|---|---|
| Country | India |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Processing time (deposits) | Instant (card or UPI) |
| Processing time (withdrawals) | 3 to 5 business days (card); instant to 1 day (UPI where available) |
| Card networks | RuPay, Visa, Mastercard |
| Fees | Varies by casino; international transaction fees may apply |
Bank of India was founded on 7 September 1906 by a group of prominent businessmen in Mumbai. It was nationalised in 1969 along with 13 other major Indian banks. Today it is a public sector bank majority-owned by the Government of India and regulated by the Reserve Bank of India (RBI). Bank of India has an extensive domestic branch and ATM network and also operates internationally.
Bank of India issues debit cards on three networks: RuPay (India's domestic card network), Visa, and Mastercard. It is also a full participant in UPI, India's national digital payments infrastructure, which allows instant bank-to-account transfers via apps such as BHIM, Google Pay, and PhonePe. For casino use, Visa and Mastercard debit cards and UPI transfers are the relevant options.
Select Visa or Mastercard at the casino cashier and enter your Bank of India card details. Deposits are instant when approved. The RBI has placed restrictions on overseas transactions from Indian debit cards at gambling merchants, and some transactions may be declined at the bank level.
A growing number of casinos targeting Indian players accept UPI deposits. Select UPI at the casino cashier, enter your Bank of India UPI ID or scan a QR code, and confirm in your banking app. Deposits are instant. UPI withdrawals are also offered at some casinos, making this a round-trip option where available.
RuPay cards are primarily designed for domestic Indian use. International acceptance at offshore casino cashiers is limited. Visa or Mastercard cards from Bank of India are the more reliable option for international transactions.
Visa and Mastercard card withdrawals typically take 3 to 5 business days from when the casino processes the request. UPI withdrawals, where supported, are generally faster. Before your first withdrawal, the casino will typically ask for identity documents as part of their KYC process. See our KYC guide for what is usually required.
Gambling law in India is a state subject under the Constitution, meaning each state has the authority to regulate or prohibit it independently. The central Public Gambling Act of 1867 governs physical gambling establishments but is widely interpreted as not extending to online gambling.
The practical result is a patchwork of rules across states:
The RBI restricts overseas gambling transactions via Indian-issued cards, but this is a financial regulation rather than a criminal prohibition on players. For a deeper look at how Indian gambling law works, see our article on whether online blackjack is legal in India. Indian players looking for casinos can also browse our India hub.
| Method | Type | Deposits | Withdrawals | Notes |
|---|---|---|---|---|
| Skrill | E-wallet | ✔ | ✔ | Widely accepted; avoids direct card restrictions |
| Neteller | E-wallet | ✔ | ✔ | Fast withdrawals; broad casino support |
| Bitcoin | Cryptocurrency | ✔ | ✔ | Bypasses card restrictions; widely accepted offshore |
| Tether (USDT) | Cryptocurrency | ✔ | ✔ | Stable value; increasingly available at casinos |
Your Bank of India Visa or Mastercard debit card can be used at casinos accepting those networks. RBI restrictions on overseas gambling transactions mean some deposits may be declined. UPI is often a more straightforward option for Indian players at casinos that support it.
Yes. Bank of India is a full UPI participant. You can access UPI through your Bank of India account using any UPI-enabled app such as BHIM, Google Pay, PhonePe, or Bank of India's own mobile banking app. At casinos that accept UPI, you enter your UPI ID or scan a QR code to complete the deposit.
RuPay cards are primarily designed for domestic Indian transactions. International casino acceptance is limited compared to Visa or Mastercard. Use your Bank of India Visa or Mastercard card instead if you have one, or use UPI where the casino supports it.
It depends on the state. India's gambling laws are state-level, and the situation varies significantly. Goa, Daman, and Sikkim have licensing frameworks. Most other states lack specific online casino legislation. A few states have explicit prohibitions. The central Public Gambling Act of 1867 is widely held not to cover online play. See our India gambling legality guide for a fuller breakdown.
Visa or Mastercard card withdrawals typically take 3 to 5 business days from when the casino processes them. UPI withdrawals, where the casino supports them, can arrive much faster, sometimes on the same day. Add the casino's own processing window on top of either timeframe.
Bank of India offers Indian players two main routes into online casinos: Visa or Mastercard card payments and UPI transfers. UPI is often the cleaner option, being instant and increasingly accepted at casinos catering to Indian players. Card deposits can face RBI-related blocking for international gambling transactions.
Casino acceptance for Bank of India is currently limited. The casino filter above shows which sites accept it and what welcome offers are available. For a broader view of casinos available to Indian players, visit our India hub.
Counts are casinos open to you, not the global total.
