Permata Bank works in both directions: money in and winnings back out by the same route. Here is where it works best.
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 24 August 2026
Verified for Permata Bank · 24 August 2026
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|---|---|---|---|
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4.5 | Algorand, Aptos, Asia Commercial Bank, AstroPay, Banco Estado, Bank Mandiri and 76 more | United Arab Emirates, Argentina, Australia, Azerbaijan |
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Permata Bank is one of Indonesia's major commercial banks, now a subsidiary of Bangkok Bank. For online casino players, it functions as a banking method through internet banking (PermataME) or the PermataME mobile app, allowing transfers to and from casino accounts. Some casinos also accept deposits via QRIS through the Permata app.
There's an important legal context here. Gambling is illegal in Indonesia under both the Criminal Code and Islamic law. That doesn't stop Indonesian players from accessing offshore casino sites, but it does mean there are no locally licensed operators and no consumer protections if something goes wrong. If you choose to play at an offshore casino and use Permata Bank to fund your account, you should understand that risk clearly.
The number of casinos that specifically list Permata Bank as a payment method is small. Many offshore casinos that serve Indonesian players accept local bank transfers more broadly, and Permata would work within that framework.
At a glance
| Country | ?? Indonesia |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Deposit speed | Minutes to hours |
| Currency | IDR |
| Mobile app | PermataME |
Permata Bank (PT Bank Permata Tbk) is a major Indonesian bank formed from a merger of five banks in 2002. Since 2020, it has been majority-owned by Bangkok Bank, one of Thailand's largest banks. It offers the full range of retail and commercial banking services across Indonesia.
For online payments, Permata Bank offers PermataME internet banking and the PermataME mobile app. Both allow domestic and international transfers, bill payments, and QR-based payments through Indonesia's QRIS system. The mobile app also supports biometric login and real-time notifications.
| Detail | Information |
|---|---|
| Type | Commercial bank (internet and mobile banking) |
| Country | Indonesia |
| Parent company | Bangkok Bank (Thailand) |
| Online banking | PermataME internet banking |
| Mobile app | PermataME app |
| QR payments | QRIS supported |
| Currency | Indonesian Rupiah (IDR) |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
The exact process varies by casino, but the general flow is a standard bank transfer initiated from your Permata account.
To withdraw, you'll typically provide your Permata Bank account number in the casino's withdrawal section. The casino processes the withdrawal as a bank transfer to your account. Processing times vary but usually range from a few hours to 1-2 business days, depending on the casino.
Some casinos require that your withdrawal method matches your deposit method. If you deposited via Permata Bank, they may require you to withdraw to the same account.
If you already bank with Permata, using it for casino deposits is simply a matter of making a bank transfer. No new accounts or services needed.
The PermataME app handles the entire transaction from your phone, including transfer setup and authentication. No need to visit a branch or ATM.
All forms of gambling are illegal in Indonesia under Articles 303 and 303bis of the Indonesian Criminal Code. The government actively blocks access to gambling websites, and there are no locally licensed online casino operators. Islamic law, which influences much of Indonesia's legal framework, also prohibits gambling.
Despite this, many Indonesian players access offshore casino sites through VPNs and other tools. Offshore operators are not bound by Indonesian law, but they also offer no local consumer protection. If a dispute arises with a casino, there is no Indonesian authority to turn to.
Players should also be aware that banks in Indonesia may independently block or flag transactions that appear connected to gambling. This is a practical risk when using Permata Bank or any Indonesian bank for casino transfers.
| Method | How It Compares |
|---|---|
| Bank Mandiri | Indonesia's largest bank by assets. Same local bank transfer process, with wider acceptance at offshore casinos that serve Indonesian players. |
| Bank Central Asia (BCA) | Another major Indonesian bank commonly accepted at offshore casinos. BCA's mobile app and internet banking work the same way as Permata for transfers. |
| QRIS | Indonesia's national QR payment standard. Some casinos accept QRIS deposits, which you can pay through the Permata app or any other participating bank's app. |
| Bitcoin | Cryptocurrency bypasses the banking system entirely. No bank statements, no blocked transactions. Requires buying Bitcoin first, but offers more privacy and avoids bank-related complications. |
It's possible. Indonesian banks may flag or block transactions that appear related to gambling. Whether a specific transfer is flagged depends on the receiving bank details and any monitoring the bank has in place. There's no guarantee either way.
Yes. The PermataME mobile app supports domestic and international transfers, which is how casino deposits and withdrawals work. You set up the transfer in the app using the bank details the casino provides.
Gambling is illegal in Indonesia, and there are no locally regulated online casinos. Players who access offshore sites do so without local consumer protections. If you choose to play, stick to casinos licensed by reputable international authorities like Malta, Curaçao, or Gibraltar.
Typically a few hours to 1-2 business days, depending on the casino's processing times and any verification requirements. The bank transfer itself is usually fast once the casino releases the funds.
Permata Bank works as a casino banking method through standard bank transfers via PermataME internet banking or the mobile app. It's a practical option for players who already hold a Permata account, supporting both deposits and withdrawals in IDR.
The bigger consideration here is legal. Gambling is prohibited in Indonesia, and there's a real risk of bank transfers being blocked or flagged. Players who prefer to avoid that risk entirely may want to consider cryptocurrency as an alternative. For those who prefer to stick with local banking, Bank Mandiri and BCA are the other commonly listed options.
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