BAWAG works in both directions: money in and winnings back out by the same route. Here is where it works best.
BAWAG
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 23 August 2026
Verified for BAWAG · 23 August 2026
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|---|---|---|---|
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BAWAG P.S.K. is one of Austria's largest banks, and Austrian players who bank with BAWAG have a few solid options for casino deposits and withdrawals. A BAWAG Visa or Mastercard debit card works at any casino accepting those networks from Austria, and for casinos that support Austrian online banking, EPS (Electronic Payment Standard) is the local bank transfer option.
BAWAG has decent acceptance at online casinos compared to smaller Austrian banks. It's one of the banks that a number of casinos have specifically integrated with for local payment options.
At a glance
| Country | 🇦🇹 Austria |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Type | Austrian commercial bank |
| Cards issued | Visa, Mastercard (debit and credit) |
| EPS support | Yes |
| Casino acceptance | Accepted at several casinos |
BAWAG (Bank für Arbeit und Wirtschaft, meaning Bank for Work and Economy) was founded in 1922. It merged with PSK (Postsparkasse, or Post Office Savings Bank) in 2005 to form BAWAG P.S.K., giving it access to PSK's extensive postal branch network across Austria. Today BAWAG P.S.K. is one of Austria's largest retail banks with millions of customers.
BAWAG was acquired by Cerberus Capital Management in 2007 and went public on the Vienna Stock Exchange in 2017. It has since expanded through acquisitions in Germany and elsewhere, but its core retail banking business remains centered on Austria.
For casino purposes, BAWAG issues Visa and Mastercard debit cards and participates in EPS, Austria's domestic online banking payment system. These are the primary routes BAWAG customers use for online casino transactions.
| Detail | Information |
|---|---|
| Type | Commercial bank (Austria) |
| Founded | 1922 |
| Full name | BAWAG P.S.K. |
| Headquarters | Vienna, Austria |
| Cards issued | Visa, Mastercard (debit and credit) |
| EPS participation | Yes |
| Deposits at casinos | ✔ Yes |
| Withdrawals at casinos | ✔ Yes |
BAWAG customers have two main routes for casino deposits: card payment or EPS bank transfer where the casino supports it.
Select Visa or Mastercard in the casino cashier and enter your BAWAG card details. Austrian cards typically use 3D Secure, so you may need to confirm the transaction through the BAWAG app or via a one-time code. Deposits are usually processed instantly. Works at any casino accepting Visa or Mastercard from Austria.
EPS (Electronic Payment Standard) is Austria's domestic online banking payment system. It lets you pay directly from your BAWAG account through your bank's online banking interface. At casinos that list EPS as a payment method, select it in the cashier and you'll be redirected to BAWAG's online banking to authorise the transfer. Fast and doesn't require entering card details.
For withdrawals, you have two main options depending on what the casino supports. Return-to-card sends winnings back to the BAWAG card you deposited with, typically within 1 to 5 business days. SEPA bank transfer lets you withdraw directly to your BAWAG account using your Austrian IBAN. Austrian IBANs start with AT and are 20 characters long.
SEPA transfers are available throughout the EU and typically settle within 1 to 3 business days once the casino processes the request. BAWAG participates in SEPA Instant Credit Transfers (where available), which can deliver funds within seconds.
Austria has a restrictive online gambling market. The Glücksspielgesetz (GSpG, Gambling Act) grants monopoly rights for certain gambling activities to state-operated entities, and online casino licensing for private operators is limited. The Austrian Supreme Court has at times taken positions on the compatibility of Austrian gambling law with EU law, creating a complex legal environment.
In practice, many Austrian players access internationally licensed online casinos. Licensed operators from Malta (MGA), Gibraltar, Isle of Man, and other well-regulated jurisdictions accept Austrian players. BAWAG cards and EPS transfers generally work at these international operators.
For a look at regulated online casinos that accept Austrian players, our regulated casinos guide provides a starting point.
| Method | How It Compares |
|---|---|
| Visa | Your BAWAG Visa card works at any casino accepting Visa from Austria. Visa is the most universally accepted card network at online casinos internationally. |
| Mastercard | Same as Visa. BAWAG Mastercard cards are accepted wherever Mastercard is accepted from Austrian cardholders. |
| Skrill | E-wallet accepted at a wide range of casinos. Can be funded from a BAWAG card or bank account. Useful if EPS isn't available or if you want a separate wallet for casino spending. |
| Neteller | Similar e-wallet. EUR account, widely accepted at international casinos. Good alternative for Austrian players at casinos where EPS isn't available. |
| Bank transfer | SEPA bank transfers from your BAWAG account are accepted at many European casinos. Slower than EPS or card but useful for larger withdrawal amounts. |
EPS (Electronic Payment Standard) is Austria's domestic online banking payment system. When you select EPS at a casino, you're redirected to your bank's own online banking interface to authorise the transfer. It works like a direct bank transfer but is integrated directly into the casino checkout flow. BAWAG participates in EPS, so BAWAG customers can use it at any casino that lists EPS as a payment option. The funds arrive instantly once the transfer is authorised.
Yes. BAWAG supports withdrawals both via card return and via SEPA bank transfer to your Austrian IBAN. Card returns typically take 1 to 5 business days. SEPA transfers usually settle within 1 to 3 business days. Before your first withdrawal, make sure your identity has been verified with the casino as most licensed operators require KYC documentation.
Austria's gambling law is restrictive, limiting the number of privately licensed online casino operators domestically. Many Austrian players use internationally licensed casinos from Malta, Gibraltar, and other well-regulated jurisdictions. These operators are legally accessible to Austrian players even though they don't hold an Austrian-specific licence. Our regulated casinos guide lists options available in Austria.
PSK (Postsparkasse) was Austria's Post Office Savings Bank. It merged with BAWAG in 2005 to create BAWAG P.S.K. The merger gave the combined bank access to PSK's postal branch network and significantly expanded its reach across Austria. Most Austrians still refer to it as BAWAG or BAWAG P.S.K. interchangeably.
Yes, at virtually all licensed casinos. KYC (Know Your Customer) verification requires submitting proof of identity and usually proof of address before your first withdrawal is processed. The process is explained in detail in our KYC guide.
BAWAG P.S.K. is one of Austria's largest banks and a practical option for Austrian online casino players. Its Visa and Mastercard cards work at a wide range of international casinos, and EPS support at casinos that have integrated it provides a fast direct bank transfer route. Both deposits and withdrawals are supported, making it one of the more complete Austrian banking options for casino use.
Austria's domestic gambling market is restrictive, but Austrian players have access to internationally licensed casinos from Malta, Gibraltar, and other regulated jurisdictions, all of which accept BAWAG card and SEPA transfer payments. The casino table on this page shows which operators are currently listed. For a broader overview of regulated options, see our regulated online casinos guide.
Counts are casinos open to you, not the global total.
