Caixa Geral de Depositos works in both directions: money in and winnings back out by the same route. Here is where it works best.
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 23 August 2026
Verified for Caixa Geral de Depositos · 23 August 2026
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Caixa Geral de Depósitos (CGD) is Portugal's largest bank and the only state-owned Portuguese bank, founded in 1876. It's the most widely held bank in Portugal, particularly among government employees, pensioners, and older generations. If you bank with CGD, you have several routes available for casino deposits and withdrawals.
CGD doesn't run its own casino payment product. Instead, Portuguese CGD customers use the payment infrastructure available to all Portuguese bank account holders: MB Way, Multibanco references, and Visa or Mastercard debit and credit cards.
At a glance
| Type | Bank (access via MB Way, Multibanco, card) |
| Country | 🇵🇹 Portugal |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Processing (deposit) | Instant (MB Way / card) or minutes (Multibanco) |
| Processing (withdrawal) | 1-3 business days (bank transfer/card) |
| Fees | Generally none from the bank; casino may vary |
| Casino acceptance | Limited (via payment method selection) |
CGD was founded in 1876 and is owned by the Portuguese state. It serves retail and business customers across Portugal and has a significant international presence in countries with large Portuguese-speaking populations, including Brazil, Angola, and Mozambique.
For Portuguese casino players, CGD is relevant not as a direct payment brand at casino cashiers, but as the bank that powers the payment methods they use. When you see CGD listed as a banking option at an online casino, it means the casino recognises CGD as a supported bank for one or more of the following payment methods.
CGD customers can use three main routes for casino payments, depending on what the casino supports.
MB Way is Portugal's instant payment system, connected to all major Portuguese banks including CGD. You link your CGD account to the MB Way app using your mobile number. Casino deposits via MB Way are instant and the process is quick: select MB Way at the cashier, enter your mobile number, and confirm the push notification in the app. MB Way also supports withdrawals, typically within a few hours to one business day. See the MB Way casino banking page for full details.
Multibanco is Portugal's national ATM and payment reference network. The casino generates a three-part reference (entity, reference, amount), and you pay it through any Multibanco ATM or through CGD's online banking portal. Deposits confirm within minutes of payment. Multibanco is deposit-only at casinos. See the Multibanco casino banking page for details on how it works.
CGD issues Visa and Mastercard debit and credit cards to account holders. These work at any casino that accepts those card networks. Deposits are instant; withdrawals back to a card typically take 1-3 business days once the casino processes them. Card payments at online casinos are straightforward for CGD customers whose cards aren't flagged by CGD's systems for gambling transactions.
For larger withdrawals, some casinos process payouts via SEPA bank transfer directly to a Portuguese bank account. CGD bank accounts are SEPA-enabled. Processing takes 1-3 business days. This is typically used as a withdrawal method rather than a deposit method, as SEPA transfers require the player to know the casino's bank details and initiate the transfer manually.
Portugal has a regulated online gambling market. The regulator is SRIJ (Serviço de Regulação e Inspeção de Jogos), part of Turismo de Portugal. Licensed operators are permitted to offer casino games, sports betting, and poker to players in Portugal. The major international casino brands operating in Portugal hold SRIJ licences.
For Portuguese players, sticking to casinos licensed by SRIJ or by reputable European regulators (such as the Malta Gaming Authority) is the safest approach. Regulated casinos are listed on the SRIJ website. From a banking perspective, payments to SRIJ-licensed operators should not be blocked by CGD or other Portuguese banks, since these are legal, regulated gambling transactions.
If you want to browse regulated operators, the regulated online casinos page covers the major licensed options.
Yes, through the payment methods linked to your CGD account. MB Way is the most convenient for instant deposits and withdrawals. Multibanco works for deposits via ATM or online banking. Your CGD Visa or Mastercard card works directly at casinos that accept those networks.
MB Way is generally more practical for casino use because it supports both deposits and withdrawals and the process is fast and mobile-friendly. Multibanco works well for deposits but cannot be used for withdrawals. If you're only making deposits, either works. For a complete solution covering withdrawals too, MB Way is the better choice.
At SRIJ-licensed Portuguese operators, your transactions should go through without issue. CGD may flag or decline transactions to offshore or unlicensed operators. If you're playing at a regulated site and your transaction is declined, contact CGD to check if there's a restriction on your account for online gambling transactions.
MB Way withdrawals are typically the fastest, often within a few hours. Card withdrawals take 1-3 business days. SEPA bank transfer withdrawals to your CGD account take 1-3 business days once the casino initiates the transfer. Processing time also depends on how quickly the casino itself processes the payout request.
Yes. MB Way requires registering your mobile number through CGD's banking app or online portal and linking it to your account. Once that's done, MB Way payments work across all participating merchants and casinos without any further setup. The MB Way page explains the setup process in more detail.
CGD customers in Portugal have good options for casino banking. MB Way is the most practical, covering both deposits and withdrawals with instant or near-instant processing. Multibanco works well for deposits if you prefer that route. CGD's Visa and Mastercard cards work at any casino that accepts those networks.
The key thing to note is that CGD is the bank behind these payment methods, not a payment method itself. When you deposit at a casino as a CGD customer, you're choosing MB Way, Multibanco, or a card, not "CGD" directly. If the casino lists CGD as a payment option, it's indicating compatibility with these CGD-connected methods.
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