PayID works in both directions: money in and winnings back out by the same route. Here is where it works best.
PayID
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 9 August 2026
Verified for PayID · 9 August 2026
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PayID is how many Australian players now make fast bank deposits at online casinos. Instead of giving out a BSB and account number, a casino that accepts PayID gives you a simple identifier, typically an email address or mobile number, and you send an Osko instant bank transfer to it. The money arrives in seconds, any time of day, seven days a week.
For Australian players who prefer bank-based payments over cards or e-wallets, PayID is the cleanest option available. It's built on infrastructure that all major Australian banks support, and it doesn't require setting up any additional accounts or apps beyond your existing banking.
At a glance
| Type | Instant bank transfer identifier (Osko / NPP) |
| Country | 🇦🇺 Australia |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Processing time | Seconds (24/7) |
| Fees | None for the sender |
| Currency | AUD |
| Casino acceptance | Limited (growing among Australian-facing operators) |
PayID is an addressing layer built on Australia's New Payments Platform (NPP), the national fast payments infrastructure launched in 2018. The NPP allows near-real-time bank transfers between accounts at participating institutions, 24 hours a day, every day. The payments themselves travel via Osko, the consumer-facing service built on the NPP.
A PayID is simply a short identifier linked to a bank account. Instead of needing a BSB number and account number to receive a transfer, you can register a PayID using a mobile number, email address, ABN (for businesses), or Organisation Identifier. When someone sends a payment to your PayID, their bank looks up the linked account and routes the transfer there via Osko.
When a casino accepts PayID, they have a registered PayID address for receiving funds. You send an Osko transfer from your banking app to that address, just as you would send money to a contact. The casino's system detects the incoming transfer, matches it to your account, and credits your balance. The whole thing typically takes under a minute.
| Bank | Supports PayID? |
|---|---|
| Commonwealth Bank (CommBank) | ✔ Yes |
| ANZ | ✔ Yes |
| NAB | ✔ Yes |
| Westpac | ✔ Yes |
| Bendigo Bank | ✔ Yes |
| ING (Australia) | ✔ Yes |
| Macquarie Bank | ✔ Yes |
All major Australian banks and most smaller institutions participate in the NPP and support PayID.
The process is straightforward if you already use internet or mobile banking for transfers.
Always include the reference code the casino gives you. If you send without it, the casino may not be able to match the transfer to your account automatically and will need you to contact support with your transfer receipt.
At casinos that support PayID withdrawals, you provide your own PayID address (linked to your Australian bank account) and the casino sends the payout to it. You can use any PayID address registered to your account: a mobile number, email address, or other identifier.
The speed of PayID withdrawals depends on the casino, not the payment system itself. Once the casino initiates the transfer, the funds arrive in your account in seconds. However, some casinos have internal processing times before they actually send the funds, which could be anywhere from immediate to a few business days depending on the operator.
The legal landscape for online gambling in Australia is specific about what is and isn't permitted. The Interactive Gambling Act 2001 (IGA) prohibits Australian operators from providing certain online gambling services (including online casino games) to Australian residents. However, Australians are not prohibited from using offshore-licensed casinos, and many do.
Offshore operators that accept Australian players are not licensed under Australian law but may hold licences from overseas jurisdictions. Australian banks do not systematically block gambling transactions in the way that some other countries' banks do, so PayID and standard bank transfers typically work without issue.
Our Australia casino hub covers the operators that accept Australian players and the regulatory context in more detail. There's also a specific page on whether online blackjack is legal in Australia if you want to understand the legal picture fully.
No. PayID is built into your existing banking. If your bank participates in the NPP (which all major Australian banks do), you can send Osko / PayID transfers from your standard banking app. To receive money via PayID, you register a PayID through your bank's app or internet banking, which links an identifier to your account. For casino deposits, you're sending to the casino's PayID, so you don't need to register your own.
Osko is the fast payment service built on Australia's NPP infrastructure. PayID is the addressing system that lets you send Osko payments to a simple identifier rather than a BSB and account number. They're related: Osko moves the money, PayID tells it where to go. Some casinos say "PayID", some say "Osko", some say "instant bank transfer". They all refer to the same underlying system.
Osko transfers typically arrive within seconds. Once the casino's system detects the incoming transfer and matches it to your account (which should also be automatic), your balance updates. In practice, most players see the funds credited within a minute of sending.
The casino's automated system uses the reference to match the transfer to your player account. Without it, the credit may fail or be delayed. Contact the casino's support team immediately with your transfer confirmation showing the amount, date, and time. Most reputable operators can manually credit the deposit once you provide this, but it takes longer than the automatic process.
Australian law (the Interactive Gambling Act 2001) restricts what Australian operators can offer, but doesn't prohibit Australian residents from using offshore-licensed casinos. Sending a PayID bank transfer to an offshore casino is not specifically illegal for the player. However, the regulatory environment is complex and worth understanding. Our Australia casino hub covers this in more detail.
PayID makes fast bank deposits at online casinos about as simple as sending money to a contact in your banking app. There are no fees, no delays, no extra accounts to set up, and all major Australian banks are compatible. When a casino accepts it, it's probably the easiest bank-based deposit method for Australian players.
The main limitation right now is acceptance: PayID is not yet offered by the majority of online casinos, even those that actively target Australian players. The casinos listed on this page have it enabled. As the system grows in adoption among offshore operators, that list should expand. For a broader picture of what's available for Australian players, see our Australia hub.
Counts are casinos open to you, not the global total.
