Raiffeisen Bank works in both directions: money in and winnings back out by the same route. Here is where it works best.
Raiffeisen Bank
Issued in 4 countries
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 23 August 2026
Verified for Raiffeisen Bank · 23 August 2026
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|---|---|---|---|
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Raiffeisen Bank is one of Central and Eastern Europe's largest banking groups. The name covers several related but distinct entities: cooperative Raiffeisen banks in Austria, Raiffeisen Bank International's subsidiaries across CEE countries, and the broader Volksbank/Raiffeisen network in Germany. For online casino players, which Raiffeisen entity you're dealing with depends on where you are.
In Austria, Raiffeisen accounts connect to EPS (Electronic Payment Standard), the country's primary online banking payment system. In Romania, the Czech Republic, Slovakia, and other CEE countries, Raiffeisen Bank International's local subsidiaries support casino payments via direct bank transfer and Visa or Mastercard cards.
At a glance
| Group | Raiffeisen Bank International AG (RBI) |
| Headquarters | Vienna, Austria |
| Countries (casino context) | 🇦🇹 Austria, 🇧🇪 Germany, 🇨🇠Switzerland, 🇷🇴 Romania, and Central/Eastern Europe |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Austrian deposit route | EPS (Electronic Payment Standard) |
| CEE deposit route | Bank transfer, Visa/Mastercard card |
| Processing time | EPS: instant; bank transfer: 1 to 3 business days; cards: instant |
| Currency | EUR (Austria), RON (Romania), varies by country |
In Austria, the dominant online banking payment method is EPS (Electronic Payment Standard), a system operated by Stuzza GmbH and supported by virtually all Austrian banks including Raiffeisen. EPS works similarly to iDEAL in the Netherlands or FPX in Malaysia: you select EPS at the casino cashier, choose Raiffeisen as your bank, and are redirected to log in to your Raiffeisen online banking. You authorise the payment and are returned to the casino. The transfer settles immediately.
EPS is widely supported at online casinos that target Austrian players. It's a fully domestic Austrian payment standard, so if your casino lists EPS as a deposit method, any Austrian bank account including Raiffeisen will work.
Austria has a licensed online gambling market, but it's one of the most restrictive in Europe. The state-owned Casinos Austria holds the exclusive licence for online casino games under Austrian law. Other EU-licensed casinos operate in a legal grey area in Austria, as the European Court of Justice has repeatedly found Austria's monopoly system to conflict with EU free movement of services rules.
Austrian players commonly use offshore-licensed casinos despite the domestic monopoly. EPS and Raiffeisen bank transfers work at both domestic and international casinos, though some Austrian banks may apply additional scrutiny to gambling-related transactions.
Raiffeisen Bank International operates retail banking in Romania (where it is one of the largest foreign banks), the Czech Republic, Slovakia, Hungary, Croatia, Serbia, Bulgaria, and several other CEE countries. In these markets, casino deposits are typically made via direct bank transfer or using Raiffeisen-issued Visa or Mastercard cards.
Romania has a licensed and regulated online gambling market overseen by ONJN (Oficiul Național pentru Jocuri de Noroc). Licensed Romanian online casinos accept Raiffeisen Bank Romania for direct bank transfers and card payments. Romanian players at licensed operators can use their Raiffeisen Visa or Mastercard for both deposits and withdrawals.
Raiffeisen banks across all their markets issue Visa and Mastercard debit and credit cards. These work at online casinos globally that accept international card payments. Card payments are instant for deposits, and card-based withdrawals are supported at many casinos, though the availability varies by operator.
In some CEE markets, cards issued by local banks may have restrictions on international online transactions or specifically on gambling sites. If a card payment is declined, using a direct bank transfer or an e-wallet is the standard workaround.
In Germany, the Volksbank/Raiffeisen cooperative banking network is one of the largest banking groups in the country. German players use their Volksbank or Raiffeisen accounts for online casino deposits through online banking transfers (Überweisung) or cards. Germany's online gambling market has been regulated since 2021 under the Interstate Treaty on Gambling (Glücksspielstaatsvertrag), with a national licensing authority (GGL). Online slots and casino table games require a GGL licence for legal operation in Germany.
In Switzerland, Raiffeisen Switzerland is one of the country's largest banking groups. Swiss players can use their Raiffeisen account for casino bank transfers or card payments, though Switzerland's online gambling market is limited to operators holding a Swiss licence.
| Method | Best for | Withdrawals | Notes |
|---|---|---|---|
| Skrill | Austria, Romania, CEE | ✔ Yes | E-wallet, avoids bank-level transaction scrutiny |
| Neteller | Austria, Romania, CEE | ✔ Yes | Popular e-wallet in European markets |
| Visa | All markets | ✔ Yes | Works at virtually all international casinos |
| Mastercard | All markets | ✔ Yes | Same as Visa for most casino purposes |
| Bank transfer | Romania, CEE | ✔ Yes | Standard SWIFT/SEPA transfer, slower but widely available |
EPS (Electronic Payment Standard) is Austria's standard online banking payment method, used by all major Austrian banks including Raiffeisen. When you select EPS at a casino cashier, you choose your bank, log in to Raiffeisen's online banking within the payment redirect, and authorise the payment. The transfer settles instantly. It's one of the most reliable deposit methods for Austrian players.
Raiffeisen Bank International has retail banking operations in Austria, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Kosovo, Romania, Russia, Serbia, Slovakia, and Ukraine. For online casino payments, Romania is the most commonly relevant CEE market given its regulated online gambling framework. Czech, Slovak, Hungarian, and Croatian players can also use their local Raiffeisen subsidiaries for casino transfers.
Austrian gambling law grants a monopoly to Casinos Austria for online casino games. However, EU law complicates enforcement, and many Austrian players use EU-licensed international casinos. Using Raiffeisen to fund an international licensed casino is a routine bank transfer from the bank's perspective. Whether the casino you're using holds a licence relevant to Austrian players is a separate question worth checking before you sign up.
No. The Raiffeisen name covers multiple distinct entities. In Austria, Raiffeisen is a network of independent cooperative banks. Raiffeisen Bank International is a separately listed company with subsidiaries across CEE. In Germany, Volksbank Raiffeisen is part of the cooperative banking sector, distinct from RBI. For casino payment purposes, what matters is your local subsidiary, the account you hold, and the payment methods available in your country.
Yes, through bank transfer and card-based withdrawals where supported by the casino. Austrian players can receive EPS-linked bank transfers or card payouts. Romanian and CEE players can receive direct bank transfers. Processing times for withdrawals vary by casino, typically 1 to 5 business days for bank transfers.
Raiffeisen Bank covers a wide spread of European markets, and how you use it for casino payments depends on where you are. Austrian players have EPS as a fast, reliable instant deposit method that works at casinos accepting Austrian banking. Romanian and other CEE players use direct bank transfers and cards, with processing times that are slower than EPS but still straightforward.
Across all markets, Raiffeisen-issued Visa and Mastercard cards provide an additional payment route at international casinos. If direct bank payments face restrictions, e-wallets like Skrill and Neteller are widely accepted alternatives that work across all the European markets where Raiffeisen operates.
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