OP-Pohjola works in both directions: money in and winnings back out by the same route. Here is where it works best.
OP-Pohjola
Issued in 1 country
Also your way out. No second method needed.
Times are the payment rail's own settlement once a casino approves the withdrawal. Where a casino publishes its own figure, that is shown instead.
By Tum
Last updated
Banking terms checked against each casino's own cashier: 23 August 2026
Verified for OP-Pohjola · 23 August 2026
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OP Financial Group (OP-Pohjola) is Finland's largest banking group, a cooperative institution with over 4.5 million owner-members across the country. If you're a Finnish player using an online casino, there's a good chance you bank with OP. And if you do, the most practical route for casino deposits and withdrawals is through Trustly, which uses your OP online banking credentials to transfer funds instantly.
OP doesn't operate an online casino or directly partner with gambling operators. What it provides is the banking infrastructure. Trustly's Pay N Play system, which is dominant in the Finnish casino market, connects directly to OP accounts. The result is an experience where you deposit from your OP account through a Trustly interface, often without even creating a separate casino account in the traditional sense.
At a glance
| Type | Finnish cooperative bank (Trustly bank transfer, debit/credit card) |
| Country | 🇫🇮 Finland |
| Deposits | ✔ Yes |
| Withdrawals | ✔ Yes |
| Fastest method | Trustly (near-instant for both deposits and withdrawals) |
| Currency | EUR |
| Casino acceptance | Moderate (via Trustly; all Trustly-accepting casinos support OP) |
OP Financial Group (Osuuspankki Pohjola in Finnish) is a cooperative banking group made up of OP cooperative banks and the OP Cooperative itself as the central entity. It was formed through a series of mergers over decades, with the most significant being the integration of Pohjola Group into the OP network.
OP is the largest retail bank in Finland by customer numbers. It offers current accounts, savings accounts, mortgage lending, insurance, wealth management, and the full range of personal banking products. OP customers access their accounts through the OP mobile app and the OP internet banking service at op.fi.
For casino players, OP's relevance is that it's one of the Finnish banks integrated into Trustly's network. Trustly is the payment service that most Finnish-facing online casinos use for deposits and withdrawals, and it works by connecting to the player's OP online banking session to authorise the transfer.
| Detail | Information |
|---|---|
| Full name | OP Financial Group (OP-Pohjola Group) |
| Type | Cooperative banking group |
| Headquarters | Helsinki, Finland |
| Owner-members | Over 4.5 million |
| Casino payment method | Trustly (OP is a major Trustly partner bank in Finland) |
| Cards available | OP Visa debit, Visa credit, Mastercard |
Trustly is a Swedish-founded open banking payment service that initiates bank transfers on your behalf using your own online banking login. In Finland, Trustly is deeply integrated with major banks including OP, Nordea, Danske Bank, Handelsbanken, and Aktia. When you choose Trustly at a casino, you select your bank (OP), authenticate with your OP credentials, and the transfer is sent from your account directly. No card details, no e-wallet top-up, no separate registration with Trustly needed.
Trustly's Pay N Play product goes a step further: some casinos let you deposit via Trustly before completing a traditional account registration, with the bank verification serving as your identity confirmation. This streamlines the sign-up and deposit into a single flow. OP customers can participate in this because OP is a full Trustly integration partner in Finland.
Trustly withdrawals are one of the fastest in the industry. When you request a withdrawal at a Trustly-enabled casino, the funds go from the casino back to your OP bank account. Many casinos that use Trustly offer near-instant withdrawals, sometimes within minutes. This is substantially faster than card withdrawals (which can take several business days) or bank wire transfers.
The casino still has its own processing time, which varies. But the Trustly-to-OP leg of the transaction is fast. If you're choosing a casino partly based on withdrawal speed, Trustly-accepting casinos using OP tend to rank well.
Finland has a state gambling monopoly operated by Veikkaus Oy, which holds the exclusive right to offer gambling services domestically. Veikkaus operates lottery, sports betting, and casino games (both physical and online). Finnish players can legally use Veikkaus's online casino at veikkaus.fi.
International online casinos operate in Finland in a legal grey area. Finnish law does not explicitly prohibit individual players from using foreign gambling sites, but unlicensed operators are technically not permitted to actively market to Finnish players. In practice, many international casinos accept Finnish players and Finnish payment methods, and enforcement against individual players does not occur.
Some Finnish players prefer international casinos for a wider game selection, different bonus structures, or higher limits than those offered by Veikkaus. Payment via Trustly (including through OP) works at both Veikkaus and international casinos.
Not every casino uses Trustly, but the majority of casinos actively targeting Finnish players do. Trustly is the dominant payment method for Finnish casino players. If a casino lists Trustly as a payment option, OP will be one of the available banks within the Trustly flow alongside other Finnish banks.
Pay N Play is a Trustly product that combines registration and deposit into one step. Instead of filling out a casino registration form, you log in to your OP account via Trustly and authorise a deposit. The casino uses the bank-verified data (name, address, date of birth) to create your account automatically. OP is one of the Finnish banks compatible with Pay N Play.
OP doesn't charge its customers fees for Trustly-initiated transfers in the same way as standard domestic transfers. Trustly charges the casino (the merchant) rather than the end user. Most casinos absorb this cost and offer Trustly deposits with no player-facing fee. Always check the casino's banking page for any disclosed fees before depositing.
Yes. OP Visa and Mastercard debit cards work at any casino that accepts those networks. Card deposits are a standard option. The trade-off is speed: card withdrawals typically take 2 to 5 business days depending on the casino and card network, compared to near-instant Trustly withdrawals. For deposits, cards are instant.
For Finnish players with an OP account, Trustly is the most practical casino payment method by a significant margin. Deposits are near-instant, withdrawals are faster than any card alternative, and the process uses your OP online banking credentials you already know. Pay N Play simplifies the experience further at casinos that support it.
OP is one of Finland's most widely held banks, so if you're a Finnish casino player, there's a good chance Trustly already works with your existing account. You don't need to set up anything extra. Just select Trustly at the casino, choose OP, and log in.
For players interested in making sure the casino they choose is properly regulated, the regulated online casinos guide is a useful reference.
Counts are casinos open to you, not the global total.
